Apps under $100/yr

Local-first envelope budgeting you can self-host, with optional bank sync

A shared household ledger for couples and roommates, with no bank connection

Credit scores and monitoring, with tax filing, spending insights and card and loan offers

An account-aggregating dashboard for net worth, budgeting, retirement and portfolio planning

Account aggregation for Fidelity customers: outside accounts, net worth and cash flow in one view

Free Canadian planner for take-home pay, TFSA, RRSP and retirement. No account; your financial inputs stay in your browser.

FreeBudget is a free, simple budgeting app that tracks your spending, builds your budget, and monitors your net worth.

Track UPI, banks, and joint accounts in one place from bank alert emails

A free mobile app for couples: shared view of bank accounts, bills and budgets, with in-app chat about transactions.

Screens 40,000+ investment options and shows after-tax yield by federal, state and investment type.

A shared family dashboard to track assets, liabilities, budgets and renewals across household members, with real-time bank sync.

Shared expenses & split bills

The aggregator's own consumer app: accounts, spending and budgets in one place

Expense tracker and budget app with AI voice and receipt entry — no bank login needed.

Android app for planning expected income and expenses.

Net worth tracking from the personal-finance review site, alongside its cash and investing accounts

Private offline net worth tracker for iPhone. No bank login, no account, no ads.

Budgeting and wealth management with bank connections and Mint data import

Subscription cancellation, bill negotiation, budgets and automated savings in one app

SoFi's money tracker linking SoFi and outside accounts for budgets, credit score, debt and net worth

WalletLens is a free net worth and portfolio tracker that takes anything you own. Crypto, stocks and ETFs, gold and silver, cash, bonds, your house, the watch i

Net-worth tracking that logs the important account changes, not every expense

Offline-first expense tracker and budget planner with manual accounts, net worth and optional encrypted cloud sync

Money manager and budget planner for bank, cash, e-wallet and crypto wallets, with shared wallets and per-category budgets.

Quicken and Simplifi import with zero-based budgeting, bank sync via three aggregators, and shared household access.

Personal accounting across spending, bills, debt, investments, net worth and credit score

Zero-based budgeting with real reconciliation, flexible planning, and bank sync.

Envelope budgeting for iPhone, iPad and Mac with fast manual entry, device sync and budget sharing

A zero-based budgeting app: plan every dollar, share one budget with your household, and sync banks through Plaid, SimpleFIN or Lunch Flow.

Budget from your bank statements: upload a PDF, CSV or Excel file, and AI sorts every transaction. No bank login, any country, any currency.

Automated savings, payday budgeting and goal-based ETF investing, with shared goals for partners.

Private zero-based budgeting with no bank sync — plan by paycheck, review scanned receipts, and track prices you actually pay.

A finance app paired with personalized habit training, with optional bank sync

Budgeting app for the UK, US and Canada that tracks accounts, bills and subscriptions, with credit score, net worth and crypto tracking.

A complete budgeting app with forecast, multiple budgeting styles, goals, debt payoff BNPL plans, and scenarios, with a day-by-day forecast.

Net worth, spending, investments, real estate and vehicles tracked across US and Canadian banks

Quicken's cloud budgeting app: cash flow, investments and net worth in one place

Spending and subscription tracking with an AI money assistant and weekly nudges

A budgeting and expense-tracking app for iPhone, with shared budgets, manual accounts and net worth, plus subscription cancellation and bill lowering.

Envelope budgeting for iPhone: paycheck-based cycles, manually entered spending, and bill reminders.

The inbox-zero spending tracker

Budgeting without the homework

Envelope budgeting with credit-card payment pools, bank sync, and one-click YNAB import

Web-first budgeting with multicurrency support, bank sync or CSV import, and a developer API

A portfolio and account aggregator bringing institutions and crypto exchanges into one dashboard

Stop Wondering Where Your Money Went

Free nonprofit budgeting app: one weekly allowance instead of categories, plus a 2-year cash-flow forecast. Transactions are entered manually.

Flexible personal finance management, see your spending, net worth and budget the way you want.

Zero-based budgeting with bank sync, receipt capture and AI tools

Mobile app that connects read only to US and Canadian bank and card accounts and flags forgotten subscriptions, bank fees and unusual charges.

Budgeting and financial planning with all accounts on one dashboard, with no ads or data sales

A finance tracker built from blocks, with linked bank accounts, AI categorization and multiple profiles

Desktop budgeting, investing and bill tracking for Mac, with data stored locally

Desktop budgeting and portfolio tracking for Windows, with data stored locally

All in one personal financial dashboard self hosted, Windows only, lifetime license.

AI-categorized spending and budget tracking on Plaid and MX bank connections

Envelope budgeting built for ADHD brains. Rules sort your transactions and paychecks fill your slices, so the budget runs without daily upkeep.

Budgeting around what is safe to spend after bills, goals and savings are set aside

Bank feeds synced daily into Google Sheets and Excel spreadsheets you own

Budgeting meets simplicity

All your accounts in one view, with bills auto-detected and statement import by CSV or PDF

AI budgeting that automates savings and debt-repayment transfers between connected banks

A digital envelope budgeting app for households, with shared budgets across web, iOS and Android and optional bank sync on the paid plan.

Links your bank, card and brokerage accounts to Claude, ChatGPT and other AI assistants via MCP to track, tag and automate everyday money tasks

Manual expense tracker and monthly budget planner for iPhone, iPad, Mac and Android — no bank linking, no sign-in.

Zero-based budgeting with Plaid account sync, net worth, cash flow and custom reports

Your Money, Nobody's Business

Multi-currency wealth tracker for investments, crypto, property and debt, with net worth and performance analytics.

Budgeting, net-worth tracking and financial planning in one app, with no ads and no data sales

Watches your recurring charges through a read-only bank connection and tells you when one changes price, converts from a trial, or bills twice.

Automated tracking of spending, budgets, investments and net worth on web, iPhone, iPad and Mac

AI money manager: Plaid-linked budgets, bills, subscriptions and net worth, with an advisor that answers from your own accounts

Free daily credit scores and reports, plus budgeting, net worth and identity protection; a paid tier adds automatic bank sync.

A personal finance app that helps you reach your money goals with the AI agent you already use, with a weekly review of what's worth talking through.

An AI financial advisor that tracks spending, investments and net worth from connected accounts

Rewrite Your Money Story With The All-New Dollarwise.

Budgeting, net worth and planning in one app, shared with a partner or advisor