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Zerosum

A zero-based budgeting app: plan every dollar, share one budget with your household, and sync banks through Plaid, SimpleFIN or Lunch Flow.

$5/month or $30/year (Pro annual starts with one free month)r/zerosumappbudgetDiscordzerosumapp.com
Download on the App Store

Feature record

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25 of 71 recorded

Cost

1 / 3
Free tier
?
Price
$5/month or $30/year (Pro annual starts with one free month)
zerosumapp.com
Lifetime purchase
?

Connections

4 / 7
Account aggregation
Yes
zerosumapp.com
Connectors
Plaid · SimpleFIN
zerosumapp.com
Refresh more than daily
?
Manual accounts
Yes
zerosumapp.com
Countries
US
zerosumapp.com
Multi-currency
?
Crypto and digital assets
?

Transactions

6 / 13
Edit transactions
?
Create manual transactions
Yes
zerosumapp.com
Rules engine
?
Mass edit
?
Split transactions
Yes
zerosumapp.com
History import
Yes
zerosumapp.com
Length of history
?
Export
?
Import formats
CSV · OFX · QFX · QIF · YNAB
zerosumapp.com
Nested categories
?
Custom categories
Yes
zerosumapp.com
Receipt attachments
?

Planning

6 / 16
Budgeting
Yes
zerosumapp.com
Envelope budgeting
?
Zero-based budgeting
Yes
zerosumapp.com
Rollover budgeting
?
Recurring transactions
Yes
zerosumapp.com
Bill negotiation
?
Goal tracking
Yes
zerosumapp.com
Debt payoff planning
?
Cash-flow forecasting
Yes
zerosumapp.com
Scenario planning
?
Retirement planning
?
Subscription tracking
?
Subscription cancellation
?
Automated transfers
?
Calendar view
?

Wealth

1 / 6
Net worth
Yes
zerosumapp.com
Balance history import
?
Investment tracking
?
Investment transactions
?
Real estate
?
Investment fee analysis
?

Insight

3 / 4
Reports
Yes
zerosumapp.com
Credit scores
?

Sharing

1 / 3
Partner or household
Yes
zerosumapp.com
Adviser access
?
Business or rental separation
?

Platforms

3 / 5
Interfaces
Web · iOS
zerosumapp.com
Full mobile app
Yes
zerosumapp.com
Home-screen widgets
?
Customizable dashboard
Yes
zerosumapp.com
Offline access
?
Nothing recorded yet — 3 groups, 14 attributes

Assistance

0 / 2
AI chat
?
AI categorization
?

Trust

0 / 7
SOC 2
?
2FA / MFA
?
Sells or shares your data
?
Read-only bank connections
?
Data held by
?
Self-hosting
?
Open source
?

Extending

0 / 5
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?
Tax filing
?

Checked against the vendor’s own pages on ; 25 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-09
First recorded at $30/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 39 live listings that charge one.