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Open data / Report / 2026

The state of personal finance apps, 2026

Every figure below is computed from the index as its records stood on 2026-09-07. No survey, no panel, no estimates — 41 listings, 60 attributes, and the prices their own pages published.

41listings tracked
$65median annual price, paid plans
54%name Plaid as a connector
1 in 8is recorded SOC 2 certified

Who connects the banks

Plaid22
MX6
Yodlee6
Finicity3
Intuit3
SimpleFIN1
14 others14

Counts exceed the number of listings because 11 apps name more than one aggregator, and 10 name none at all — their record says how many institutions, not whose pipe. Read out of each record’s Connectors value against a fixed list of names; nothing is guessed.

What it costs

Under $252
$25 – $494
$50 – $749
$75 – $997
$100 – $1491
$150 and up3

26 of 41 record a paid annual price; 12 more have a genuinely free way in. Median $65; cheapest Percento at $12.99/year; dearest Vlorish at $180/year. The cheapest recurring plan per listing, in USD; one-off and lifetime prices are not comparable and stay in the notes.

What ships, and what doesn’t

Export30
Investment tracking29
Canada support27
Rules engine27
2FA / MFA26
Free tier24
Split transactions20
Rollover budgeting16
Real estate9
SOC 25

Counted as Yes only. Unknown is not in the bar, so every figure is a floor. Left out because they are mostly Unknown, and a bar drawn on a handful of known values would be a guess wearing a chart’s clothes: Lifetime purchase (41 of 41); Multi-currency (36 of 41); Crypto and digital assets (36 of 41); Nested categories (37 of 41); Tags (36 of 41); Receipt attachments (39 of 41).

The graveyard

  • Unreachable

    Cheddar Cash

    www.cheddarcash.com
    2026-09-04
  • Unreachable

    LunarFye

    www.lunarfye.com
    2026-09-04
  • Closed

    Mint

    www.mint.com
    2026-09-04
  • Unreachable

    MoneyPatrol

    moneypatrol.com
    2026-09-04
  • Unreachable

    Vlorish

    www.vlorish.com
    2026-09-04
  • Unreachable

    Wilbur

    www.wilburbudget.com
    2026-09-04

Closed is a vendor’s own announcement. Unreachable is the weaker, checkable thing: the domain no longer serves the product on the date shown, and nothing was announced. Those listings stay in the index, unlinked, because people still search for them.