The state of personal finance apps, 2026
Every figure below is computed from the index as its records stood on 2026-10-22. No survey, no panel, no estimates — 89 listings, 71 attributes, and the prices their own pages published.
Who connects the banks
Counts exceed the number of listings because 19 apps name more than one aggregator, and 34 name none at all — their record says how many institutions, not whose pipe. Read out of each record’s Connectors value against a fixed list of names; nothing is guessed.
What it costs
63 of 89 record a paid annual price; 21 more have a genuinely free way in. Median $60; cheapest Percento at $12.99/year; dearest Albert at $19.99/month. The cheapest recurring plan per listing, in USD; one-off and lifetime prices are not comparable and stay in the notes.
What ships, and what doesn’t
Counted as Yes only. Unknown is not in the bar, so every figure is a floor. Left out because they are mostly Unknown, and a bar drawn on a handful of known values would be a guess wearing a chart’s clothes: Lifetime purchase (80 of 89); Multi-currency (67 of 89); Crypto and digital assets (74 of 89); Nested categories (72 of 89); Tags (68 of 89); Receipt attachments (78 of 89).
The graveyard
- Unreachable2026-09-04
Cheddar Cash
www.cheddarcash.com - Unreachable2026-09-04
LunarFye
www.lunarfye.com - Closed2026-09-04
Mint
www.mint.com - Unreachable2026-09-04
Vlorish
www.vlorish.com - Unreachable2026-09-04
Wilbur
www.wilburbudget.com
Closed is a vendor’s own announcement. Unreachable is the weaker, checkable thing: the domain no longer serves the product on the date shown, and nothing was announced. Those listings stay in the index, unlinked, because people still search for them.