Monarch Money
Budgeting, net worth and planning in one app, shared with a partner or advisor
Feature record
Yes ships todayNo not available? nobody has told us — click one to fill it in
37 of 71 recorded
Cost
2 / 3- Free tier
- No
- Lifetime purchase
- ?
Connections
5 / 7- Refresh more than daily
- Yes
- Manual accounts
- Yes
- Countries
- US · CA
- Multi-currency
- ?
- Crypto and digital assets
- ?
Transactions
10 / 13- Edit transactions
- Yes
- Create manual transactions
- Yes
- Rules engine
- Yes
- Mass edit
- Yes
- Split transactions
- Yes
- History import
- Yes
- Length of history
- Unlimited
- Export
- Yes
- Nested categories
- ?
- Tags
- ?
- Receipt attachments
- ?
Planning
6 / 16- Envelope budgeting
- ?
- Zero-based budgeting
- ?
- Rollover budgeting
- Yes
- Bill negotiation
- ?
- Debt payoff planning
- ?
- Cash-flow forecasting
- ?
- Scenario planning
- ?
- Retirement planning
- ?
- Subscription tracking
- ?
- Subscription cancellation
- ?
- Automated transfers
- ?
Wealth
5 / 6- Balance history import
- Yes
- Investment transactions
- Yes
- Investment fee analysis
- ?
Nothing recorded yet — 2 groups, 7 attributes
Checked against the vendor’s own pages on 2026-09-04; 19 attributes carry the source they came from. Every “?” is a link — one field, no account.
Price history · cheapest recurring plan
- 2026-09-02
- First recorded at $99.99/year
Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 63 live listings that charge one.
In the news · 0 mentions in 90 days
- Roundup2026-06-22
Monarch Money Review 2026: Pros, Cons, And Alternatives
The College Investor - Mention2026-06-16
- Roundup2026-04-14
- Mention2026-02-18
- Mention2026-01-30
- Review2026-01-05
Matched on the app’s exact name from an allowlist of 36 outlets, with a personal-finance word in the headline. Anything outside that is dropped, not published. Headlines belong to their publishers. Fetched 2026-10-23.