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PocketGuard

Budgeting around what is safe to spend after bills, goals and savings are set aside

$12.99/month or $74.99/year (7-day trial)pocketguard.com
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Feature record

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40 of 71 recorded

Cost

2 / 3
Free tier
No
Price
$12.99/month or $74.99/year (7-day trial)
Lifetime purchase
?

Connections

5 / 7
Account aggregation
Yes
pocketguard.com
Connectors
Plaid · Finicity · Salt Edge
pocketguard.com
Refresh more than daily
Yes
Manual accounts
Yes
Countries
US · CA · GB
pocketguard.com
Multi-currency
?
Crypto and digital assets
?

Transactions

8 / 13
Edit transactions
Yes
Create manual transactions
Yes
Rules engine
Yes
pocketguard.com
Mass edit
No
Split transactions
?
History import
Yes
Length of history
Months
Export
Yes
Import formats
?
Nested categories
?
Custom categories
Yes
pocketguard.com
Tags
?
Receipt attachments
?

Planning

11 / 16
Budgeting
Yes
pocketguard.com
Envelope budgeting
Yes
pocketguard.com
Zero-based budgeting
?
Rollover budgeting
Yes
pocketguard.com
Recurring transactions
Yes
pocketguard.com
Bill negotiation
Yes
pocketguard.com
Goal tracking
Yes
pocketguard.com
Debt payoff planning
Yes
pocketguard.com
Cash-flow forecasting
Yes
pocketguard.com
Scenario planning
?
Retirement planning
?
Subscription tracking
Yes
pocketguard.com
Subscription cancellation
No
pocketguard.com
Automated transfers
?
Calendar view
?

Wealth

4 / 6
Net worth
Yes
pocketguard.com
Balance history import
Yes
Investment tracking
Yes
Investment transactions
No
Real estate
?
Investment fee analysis
?

Insight

4 / 4
Reports
Yes
pocketguard.com
Trends
Yes
Credit scores
No

Assistance

1 / 2
AI chat
?
AI categorization
Yes
pocketguard.com

Sharing

1 / 3
Partner or household
No
Adviser access
?
Business or rental separation
?

Platforms

2 / 5
Interfaces
Web · iOS · Android
pocketguard.com
Full mobile app
?
Home-screen widgets
Yes
pocketguard.com
Customizable dashboard
?
Offline access
?

Trust

2 / 7
SOC 2
?
2FA / MFA
Yes
Sells or shares your data
?
Read-only bank connections
Yes
pocketguard.com
Data held by
?
Self-hosting
?
Open source
?
Nothing recorded yet — 1 group, 5 attributes

Extending

0 / 5
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?
Tax filing
?

Checked against the vendor’s own pages on 2026-09-04; 23 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-02
First recorded at $74.99/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 63 live listings that charge one.

In the news · 1 mention in 90 days

Matched on the app’s exact name from an allowlist of 36 outlets, with a personal-finance word in the headline. Anything outside that is dropped, not published. Headlines belong to their publishers. Fetched 2026-10-23.