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Moneko AI: Track & Budget

Shared expenses & split bills

Free (Free plan. Pro & Lifetime options)Discordmoneko.io/?source=guide
Download on the App StoreGet it on Google Play

Feature record

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45 of 71 recorded

Cost

3 / 3
Free tier
Yes
moneko.io
Price
Free (Free plan. Pro & Lifetime options)
moneko.io
Lifetime purchase
Yes
moneko.io

Connections

5 / 7
Account aggregation
Yes
moneko.io
Connectors
Plaid
moneko.io
Refresh more than daily
Yes
moneko.io
Manual accounts
Yes
moneko.io
Countries
?
Multi-currency
Yes
moneko.io
Crypto and digital assets
?

Transactions

13 / 13
Edit transactions
Yes
moneko.io
Create manual transactions
Yes
moneko.io
Rules engine
Yes
moneko.io
Mass edit
Yes
moneko.io
Split transactions
Yes
moneko.io
History import
Yes
moneko.io
Length of history
Months
moneko.io
Export
Yes
moneko.io
Import formats
CSV · Excel · PDF
moneko.io
Nested categories
Yes
moneko.io
Custom categories
Yes
moneko.io
Tags
Yes
moneko.io
Receipt attachments
Yes
moneko.io

Planning

14 / 16
Budgeting
Yes
moneko.io
Envelope budgeting
Yes
moneko.io
Zero-based budgeting
Yes
moneko.io
Rollover budgeting
Yes
moneko.io
Recurring transactions
Yes
moneko.io
Bills
Yes
moneko.io
Bill negotiation
Yes
moneko.io
Goal tracking
Yes
moneko.io
Debt payoff planning
Yes
moneko.io
Cash-flow forecasting
Yes
moneko.io
Scenario planning
Yes
moneko.io
Retirement planning
Yes
moneko.io
Subscription tracking
Yes
moneko.io
Subscription cancellation
?
Automated transfers
Yes
moneko.io
Calendar view
?

Wealth

3 / 6
Net worth
Yes
moneko.io
Balance history import
Yes
moneko.io
Investment tracking
Yes
moneko.io
Investment transactions
?
Real estate
?
Investment fee analysis
?

Assistance

2 / 2
AI chat
Yes
moneko.io
AI categorization
Yes
moneko.io

Sharing

2 / 3
Partner or household
Yes
moneko.io
Adviser access
?
Business or rental separation
Yes
moneko.io

Platforms

2 / 5
Interfaces
iOS · Android
moneko.io
Full mobile app
Yes
moneko.io
Home-screen widgets
?
Customizable dashboard
?
Offline access
?

Trust

1 / 7
SOC 2
?
2FA / MFA
Yes
moneko.io
Sells or shares your data
?
Read-only bank connections
?
Data held by
?
Self-hosting
?
Open source
?
Nothing recorded yet — 2 groups, 9 attributes

Insight

0 / 4
Reports
?
Trends
?
Credit scores
?
Alerts
?

Extending

0 / 5
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?
Tax filing
?

Checked against the vendor’s own pages on ; 45 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-13
First recorded at Free

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 58 live listings that charge one.

What people are saying

this app WORKS it really helped me track my spending and help me reduce it now i don’t spend that much anymore thank youuuApp Store · 5★ · 2026-10
With both the Gmail/Google account integration and creating a username and password it won’t work.App Store · 1★ · 2026-09

Read and search all 12 reviews → Unedited store text; the most recent from each end of the scale.