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Budget Thing

Zero-based budgeting with real reconciliation, flexible planning, and bank sync.

$2.99/month or $24/year (Free plan available; paid plans add bank sync and automation)r/BudgetThingbudgetthing.com

Feature record

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36 of 71 recorded

Cost

2 / 3
Price
$2.99/month or $24/year (Free plan available; paid plans add bank sync and automation)
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Lifetime purchase
?

Connections

4 / 7
Account aggregation
Yes
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Connectors
Plaid · SimpleFIN
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Refresh more than daily
?
Manual accounts
Yes
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Countries
US · CA
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Multi-currency
?
Crypto and digital assets
?

Transactions

13 / 13
Edit transactions
Yes
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Create manual transactions
Yes
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Rules engine
Yes
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Split transactions
Yes
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History import
Yes
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Length of history
Unlimited
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Import formats
CSV · YNAB
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Nested categories
Yes
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Custom categories
Yes
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Receipt attachments
Yes
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Planning

8 / 16
Envelope budgeting
Yes
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Zero-based budgeting
Yes
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Rollover budgeting
Yes
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Recurring transactions
Yes
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Bill negotiation
?
Goal tracking
Yes
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Debt payoff planning
?
Cash-flow forecasting
?
Scenario planning
?
Retirement planning
?
Subscription tracking
?
Subscription cancellation
?
Automated transfers
?
Calendar view
Yes
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Wealth

1 / 6
Balance history import
?
Investment tracking
?
Investment transactions
?
Real estate
?
Investment fee analysis
?

Insight

2 / 4
Credit scores
?
Alerts
?

Sharing

1 / 3
Partner or household
Yes
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Adviser access
?
Business or rental separation
?

Platforms

1 / 5
Full mobile app
?
Home-screen widgets
?
Customizable dashboard
?
Offline access
?

Trust

2 / 7
SOC 2
?
Sells or shares your data
?
Read-only bank connections
Yes
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Data held by
?
Self-hosting
?
Open source
?

Extending

2 / 5
Spreadsheet sync
?
Tax export
?
Tax filing
?
Nothing recorded yet — 1 group, 2 attributes

Assistance

0 / 2
AI chat
?
AI categorization
?

Checked against the vendor’s own pages on ; 36 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-15
First recorded at $24/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 58 live listings that charge one.