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Liquid Budget

Envelope budgeting with credit-card payment pools, bank sync, and one-click YNAB import

$5/month or $50/year (45-day free trial)r/liquidbudgetwww.liquidbudget.com
Download on the App StoreGet it on Google Play

Feature record

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33 of 71 recorded

Cost

1 / 3
Free tier
?
Price
$5/month or $50/year (45-day free trial)
www.liquidbudget.com
Lifetime purchase
?

Connections

5 / 7
Account aggregation
Yes
www.liquidbudget.com
Connectors
Plaid · SimpleFIN · GoCardless
www.liquidbudget.com
Refresh more than daily
?
Manual accounts
Yes
www.liquidbudget.com
Countries
US · CA · GB
www.liquidbudget.com
Multi-currency
Yes
www.liquidbudget.com
Crypto and digital assets
?

Transactions

11 / 13
Edit transactions
Yes
www.liquidbudget.com
Create manual transactions
Yes
www.liquidbudget.com
Rules engine
Yes
www.liquidbudget.com
Split transactions
Yes
www.liquidbudget.com
History import
Yes
www.liquidbudget.com
Length of history
?
Import formats
OFX · QFX · QIF · YNAB
www.liquidbudget.com
Nested categories
Yes
www.liquidbudget.com
Custom categories
Yes
www.liquidbudget.com
Receipt attachments
?

Planning

7 / 16
Envelope budgeting
Yes
www.liquidbudget.com
Zero-based budgeting
Yes
www.liquidbudget.com
Rollover budgeting
?
Recurring transactions
Yes
www.liquidbudget.com
Bills
?
Bill negotiation
?
Goal tracking
Yes
www.liquidbudget.com
Debt payoff planning
?
Cash-flow forecasting
Yes
www.liquidbudget.com
Scenario planning
?
Retirement planning
?
Subscription tracking
?
Subscription cancellation
?
Automated transfers
?
Calendar view
Yes
www.liquidbudget.com

Wealth

3 / 6
Balance history import
?
Investment tracking
Yes
www.liquidbudget.com
Investment transactions
?
Real estate
Yes
www.liquidbudget.com
Investment fee analysis
?

Insight

1 / 4
Trends
?
Credit scores
?
Alerts
?

Sharing

1 / 3
Partner or household
?
Adviser access
?
Business or rental separation
Yes
www.liquidbudget.com

Platforms

1 / 5
Interfaces
Web · iOS · Android
www.liquidbudget.com
Full mobile app
?
Home-screen widgets
?
Customizable dashboard
?
Offline access
?

Trust

2 / 7
SOC 2
?
Sells or shares your data
?
Read-only bank connections
Yes
www.liquidbudget.com
Data held by
?
Self-hosting
?
Open source
?

Extending

1 / 5
Spreadsheet sync
?
Webhooks
?
Tax export
?
Tax filing
?
Nothing recorded yet — 1 group, 2 attributes

Assistance

0 / 2
AI chat
?
AI categorization
?

Checked against the vendor’s own pages on ; 33 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-12
First recorded at $50/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 58 live listings that charge one.

What people are saying

Very similar to YNAB but actually budget friendly . I like it alot . User interface is simple and easy to navigateApp Store · 5★ · 2026-08

Read and search all 10 reviews → Unedited store text; the most recent from each end of the scale.