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Lunch Money

Web-first budgeting with multicurrency support, bank sync or CSV import, and a developer API

$10/month or $50/year (pay what you want; 30-day trial, no card)lunchmoney.app
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Feature record

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31 of 71 recorded

Cost

2 / 3
Free tier
No
Price
$10/month or $50/year (pay what you want; 30-day trial, no card)
Lifetime purchase
?

Connections

7 / 7
Account aggregation
Yes
lunchmoney.app
Connectors
Plaid
Refresh more than daily
Yes
Manual accounts
Yes
lunchmoney.app
Countries
US · CA
Multi-currency
Yes
lunchmoney.app
Crypto and digital assets
Yes
lunchmoney.app

Transactions

8 / 13
Edit transactions
Yes
Create manual transactions
Yes
Rules engine
Yes
lunchmoney.app
Mass edit
Yes
Split transactions
Yes
lunchmoney.app
History import
Yes
lunchmoney.app
Length of history
?
Export
?
Import formats
?
Nested categories
?
Custom categories
Yes
support.lunchmoney.app
Receipt attachments
?

Planning

4 / 16
Budgeting
Yes
Envelope budgeting
?
Zero-based budgeting
?
Rollover budgeting
Yes
Recurring transactions
Yes
lunchmoney.app
Bills
?
Bill negotiation
?
Goal tracking
?
Debt payoff planning
?
Cash-flow forecasting
?
Scenario planning
?
Retirement planning
?
Subscription tracking
?
Subscription cancellation
?
Automated transfers
?
Calendar view
Yes
lunchmoney.app

Wealth

3 / 6
Net worth
Yes
lunchmoney.app
Balance history import
Yes
Investment tracking
Yes
Investment transactions
?
Real estate
?
Investment fee analysis
?

Insight

3 / 4
Reports
Yes
Trends
Yes
Credit scores
No
Alerts
?

Sharing

1 / 3
Partner or household
Yes
Adviser access
?
Business or rental separation
?

Platforms

1 / 5
Interfaces
Web · iOS · Android
Full mobile app
?
Home-screen widgets
?
Customizable dashboard
?
Offline access
?

Trust

1 / 7
SOC 2
?
2FA / MFA
Yes
Sells or shares your data
?
Read-only bank connections
?
Data held by
?
Self-hosting
?
Open source
?

Extending

1 / 5
Public API
Yes
lunchmoney.dev
Spreadsheet sync
?
Webhooks
?
Tax export
?
Tax filing
?
Nothing recorded yet — 1 group, 2 attributes

Assistance

0 / 2
AI chat
?
AI categorization
?

Checked against the vendor’s own pages on 2026-09-04; 13 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-02
First recorded at $50/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 63 live listings that charge one.

In the news · 0 mentions in 90 days

Matched on the app’s exact name from an allowlist of 36 outlets, with a personal-finance word in the headline. Anything outside that is dropped, not published. Headlines belong to their publishers. Fetched 2026-10-23.