Lunch Money
Web-first budgeting with multicurrency support, bank sync or CSV import, and a developer API
$10/month or $50/year (pay what you want; 30-day trial, no card)lunchmoney.app
Feature record
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31 of 71 recorded
Cost
2 / 3- Free tier
- No
- Price
- $10/month or $50/year (pay what you want; 30-day trial, no card)
- Lifetime purchase
- ?
Connections
7 / 7- Connectors
- Plaid
- Refresh more than daily
- Yes
- Countries
- US · CA
Transactions
8 / 13- Edit transactions
- Yes
- Create manual transactions
- Yes
- Mass edit
- Yes
- Length of history
- ?
- Export
- ?
- Import formats
- ?
- Nested categories
- ?
- Receipt attachments
- ?
Planning
4 / 16- Budgeting
- Yes
- Envelope budgeting
- ?
- Zero-based budgeting
- ?
- Rollover budgeting
- Yes
- Bills
- ?
- Bill negotiation
- ?
- Goal tracking
- ?
- Debt payoff planning
- ?
- Cash-flow forecasting
- ?
- Scenario planning
- ?
- Retirement planning
- ?
- Subscription tracking
- ?
- Subscription cancellation
- ?
- Automated transfers
- ?
Wealth
3 / 6Insight
3 / 4- Reports
- Yes
- Trends
- Yes
- Credit scores
- No
- Alerts
- ?
Sharing
1 / 3Platforms
1 / 5- Interfaces
- Web · iOS · Android
- Full mobile app
- ?
- Home-screen widgets
- ?
- Customizable dashboard
- ?
- Offline access
- ?
Trust
1 / 7- SOC 2
- ?
- 2FA / MFA
- Yes
- Sells or shares your data
- ?
- Read-only bank connections
- ?
- Data held by
- ?
- Self-hosting
- ?
- Open source
- ?
Extending
1 / 5Checked against the vendor’s own pages on 2026-09-04; 13 attributes carry the source they came from. Every “?” is a link — one field, no account.
Price history · cheapest recurring plan
- 2026-09-02
- First recorded at $50/year
Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 63 live listings that charge one.
In the news · 0 mentions in 90 days
- Review2026-03-17
Lunch Money Review: Get Detailed Stats On Your Budget
The College Investor
Matched on the app’s exact name from an allowlist of 36 outlets, with a personal-finance word in the headline. Anything outside that is dropped, not published. Headlines belong to their publishers. Fetched 2026-10-23.
