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Spendalyst

Watches your recurring charges through a read-only bank connection and tells you when one changes price, converts from a trial, or bills twice.

$10.99/month or $89.99/year (14-day free trial, no card. No free tier.)spendalyst.com

Feature record

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16 of 71 recorded

Cost

1 / 3
Free tier
?
Price
$10.99/month or $89.99/year (14-day free trial, no card. No free tier.)
spendalyst.com
Lifetime purchase
?

Connections

3 / 7
Account aggregation
Yes
spendalyst.com
Connectors
Plaid
spendalyst.com
Refresh more than daily
?
Manual accounts
Yes
spendalyst.com
Countries
?
Multi-currency
?
Crypto and digital assets
?

Transactions

5 / 13
Edit transactions
Yes
spendalyst.com
Create manual transactions
Yes
spendalyst.com
Rules engine
?
Mass edit
?
Split transactions
?
History import
Yes
spendalyst.com
Length of history
?
Import formats
CSV
spendalyst.com
Nested categories
?
Custom categories
?
Tags
?
Receipt attachments
?

Planning

2 / 16
Budgeting
?
Envelope budgeting
?
Zero-based budgeting
?
Rollover budgeting
?
Recurring transactions
Yes
spendalyst.com
Bills
?
Bill negotiation
?
Goal tracking
?
Debt payoff planning
?
Cash-flow forecasting
?
Scenario planning
?
Retirement planning
?
Subscription tracking
Yes
spendalyst.com
Subscription cancellation
?
Automated transfers
?
Calendar view
?

Insight

3 / 4
Reports
Yes
spendalyst.com
Credit scores
?

Platforms

1 / 5
Interfaces
Web
spendalyst.com
Full mobile app
?
Home-screen widgets
?
Customizable dashboard
?
Offline access
?

Trust

1 / 7
SOC 2
?
2FA / MFA
?
Sells or shares your data
?
Read-only bank connections
Yes
spendalyst.com
Data held by
?
Self-hosting
?
Open source
?
Nothing recorded yet — 4 groups, 16 attributes

Wealth

0 / 6
Net worth
?
Balance history import
?
Investment tracking
?
Investment transactions
?
Real estate
?
Investment fee analysis
?

Assistance

0 / 2
AI chat
?
AI categorization
?

Sharing

0 / 3
Partner or household
?
Adviser access
?
Business or rental separation
?

Extending

0 / 5
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?
Tax filing
?

Checked against the vendor’s own pages on ; 16 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-17
First recorded at $89.99/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 58 live listings that charge one.