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Cake Budget

Envelope budgeting built for ADHD brains. Rules sort your transactions and paychecks fill your slices, so the budget runs without daily upkeep.

$9/month or $72/year (14-day free trial, no card. Pro $15/mo, Family $25/mo)r/cakebudgettrycakebudget.com/?via=pfaguide

Feature record

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29 of 71 recorded

Cost

1 / 3
Free tier
?
Price
$9/month or $72/year (14-day free trial, no card. Pro $15/mo, Family $25/mo)
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Lifetime purchase
?

Connections

5 / 7
Account aggregation
Yes
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Connectors
Plaid · SimpleFIN
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Refresh more than daily
Yes
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Manual accounts
Yes
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Countries
US · CA
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Multi-currency
?
Crypto and digital assets
?

Transactions

7 / 13
Edit transactions
Yes
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Create manual transactions
Yes
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Rules engine
Yes
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Mass edit
Yes
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Split transactions
Yes
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History import
?
Length of history
Months
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Export
?
Import formats
?
Nested categories
?
Custom categories
Yes
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Tags
?
Receipt attachments
?

Planning

10 / 16
Budgeting
Yes
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Envelope budgeting
Yes
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Zero-based budgeting
?
Rollover budgeting
Yes
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Recurring transactions
Yes
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Bill negotiation
?
Goal tracking
Yes
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Debt payoff planning
Yes
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Cash-flow forecasting
Yes
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Scenario planning
?
Retirement planning
?
Subscription tracking
Yes
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Subscription cancellation
?
Automated transfers
?
Calendar view
Yes
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Insight

2 / 4
Reports
?
Credit scores
?

Assistance

1 / 2
AI categorization
?

Sharing

1 / 3
Partner or household
Yes
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Adviser access
?
Business or rental separation
?

Platforms

1 / 5
Interfaces
Web
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Full mobile app
?
Home-screen widgets
?
Customizable dashboard
?
Offline access
?

Trust

1 / 7
SOC 2
?
2FA / MFA
?
Sells or shares your data
?
Read-only bank connections
Yes
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Data held by
?
Self-hosting
?
Open source
?
Nothing recorded yet — 2 groups, 11 attributes

Wealth

0 / 6
Net worth
?
Balance history import
?
Investment tracking
?
Investment transactions
?
Real estate
?
Investment fee analysis
?

Extending

0 / 5
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?
Tax filing
?

Checked against the vendor’s own pages on 2026-09-16; 29 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-15
First recorded at $72/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 58 live listings that charge one.