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CoPilot

Connects your banks, rollover budgeting, investment tracking, shared with a partner.

$13/month or $95/year (The annual plan is $7.92/mo billed yearly. One month free.)r/copilotmoneycopilot.money
Download on the App Store

Feature record

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25 of 60 recorded

Cost

2 of 3
Free tier
No
Price
$13/month or $95/year (The annual plan is $7.92/mo billed yearly. One month free.)
copilot.money
Lifetime purchase
?

Connections

5 of 7
Account aggregation
Yes
help.copilot.money
Connectors
Plaid · MX · Mastercard · Akoya
help.copilot.money
Refresh more than daily
?
Manual accounts
Yes
Countries
US
Multi-currency
?
Crypto and digital assets
Yes
copilot.money

Transactions

5 of 12
Edit transactions
Yes
Create manual transactions
?
Rules engine
Yes
help.copilot.money
Mass edit
?
Split transactions
No
History import
No
Length of history
?
Import formats
?
Nested categories
?
Tags
?
Receipt attachments
?

Planning

4 of 9
Budgeting
Yes
copilot.money
Envelope budgeting
?
Rollover budgeting
Yes
copilot.money
Recurring transactions
Yes
Bills
?
Goal tracking
?
Debt payoff planning
?
Cash-flow forecasting
?
Cancel subscriptions
Yes
copilot.money

Wealth

3 of 5
Net worth
Yes
copilot.money
Balance history import
?
Investment tracking
Yes
copilot.money
Investment transactions
?
Real estate
Yes
copilot.money

Insight

2 of 4
Reports
Yes
copilot.money
Trends
?
Credit scores
No
Alerts
?

Assistance

1 of 2
AI chat
?
AI categorization
Yes
copilot.money

Sharing

1 of 3
Partner or household
Yes
help.copilot.money
Adviser access
?
Business or rental separation
?

Platforms

1 of 4
Interfaces
Web · iOS · Desktop
copilot.money
Full mobile app
?
Home-screen widgets
?
Offline access
?

Trust

1 of 7
SOC 2
?
2FA / MFA
Yes
help.copilot.money
Sells or shares your data
?
Read-only bank connections
?
Data held by
?
Self-hosting
?
Open source
?
Nothing recorded yet — 1 group, 4 attributes

Extending

0 of 4
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?

Checked against the vendor’s own pages on 2026-09-04; 17 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-02
First recorded at $95/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 26 live listings that charge one.

What people are saying

I have downloaded this app on multiple devices and they have all worked great. I downloaded the app on my Mac and it will not login. I have deleted and updated the app and it still continues to not login.App Store · 4★ · 2026-09
I’ve had this app for 3 months and there’s only one thing I wanted it to do. I want to be able to categorize transactions automatically. This app is very very bad at that. At 3 months I still need to manually change each transaction. I canceled because it doe…App Store · 2★ · 2026-09

Read and search all 450 reviews → Unedited store text; the most recent from each end of the scale.