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Empower (Personal Capital)

Connects your banks, investment tracking.

Free (Advisory is a separate paid service, from $250,000 invested.)r/PersonalCapitalwww.empower.com/personal-investors/financial-tools
Download on the App Store

Feature record

Yes ships todayNo not available? nobody has told us — click one to fill it in

31 of 60 recorded

Cost

2 of 3
Free tier
Yes
www.empower.com
Price
Free (Advisory is a separate paid service, from $250,000 invested.)
www.empower.com
Lifetime purchase
?

Connections

5 of 7
Connectors
Yodlee
Refresh more than daily
Yes
Manual accounts
Yes
Countries
US
Multi-currency
?
Crypto and digital assets
?

Transactions

7 of 12
Edit transactions
Yes
Create manual transactions
Yes
Rules engine
Yes
Mass edit
Yes
Split transactions
?
History import
No
Length of history
Unlimited
Export
Yes
Import formats
?
Nested categories
?
Tags
?
Receipt attachments
?

Planning

6 of 9
Budgeting
Yes
www.empower.com
Envelope budgeting
?
Rollover budgeting
No
Recurring transactions
Yes
Bills
Yes
Goal tracking
Yes
Debt payoff planning
?
Cash-flow forecasting
Yes
www.empower.com
Cancel subscriptions
?

Wealth

4 of 5
Balance history import
No
Investment tracking
Yes
www.empower.com
Investment transactions
Yes
Real estate
?

Insight

2 of 4
Reports
Yes
Trends
?
Credit scores
No
Alerts
?

Assistance

1 of 2
AI chat
?
AI categorization
Yes
www.empower.com

Sharing

2 of 3
Partner or household
No
Adviser access
Yes
www.empower.com
Business or rental separation
?

Platforms

1 of 4
Interfaces
Web · iOS · Android
Full mobile app
?
Home-screen widgets
?
Offline access
?

Trust

1 of 7
SOC 2
?
2FA / MFA
Yes
Sells or shares your data
?
Read-only bank connections
?
Data held by
?
Self-hosting
?
Open source
?
Nothing recorded yet — 1 group, 4 attributes

Extending

0 of 4
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?

Checked against the vendor’s own pages on 2026-09-04; 9 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-02
First recorded at Free

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 26 live listings that charge one.

What people are saying

Great app to access company retirement accountsApp Store · 5★ · 2026-09
Looks very useful although to signup accounts should have a checklist option to exclude specific accounts. For instance CapitalOne is migrating many Discover accounts to CapitalOne. Thus would be useful to exclude specific accounts that will be. Otherwise the…App Store · 2★ · 2026-09

Read and search all 350 reviews → Unedited store text; the most recent from each end of the scale.

In the news · 1 mention in 90 days

Matched on the app’s exact name from an allowlist of 36 outlets, with a personal-finance word in the headline. Anything outside that is dropped, not published. Headlines belong to their publishers. Fetched 2026-09-08.