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Credit Karma

Credit scores and monitoring, with tax filing, spending insights and card and loan offers

Freewww.creditkarma.com
Download on the App StoreGet it on Google Play

Feature record

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15 of 71 recorded

Cost

2 / 3
Free tier
Yes
www.creditkarma.com
Price
Free
www.creditkarma.com
Lifetime purchase
?

Connections

1 / 7
Account aggregation
Yes
www.creditkarma.com
Connectors
?
Refresh more than daily
?
Manual accounts
?
Countries
?
Multi-currency
?
Crypto and digital assets
?

Transactions

2 / 13
Edit transactions
?
Create manual transactions
?
Rules engine
?
Mass edit
?
Split transactions
?
History import
?
Length of history
Years
Export
No
Import formats
?
Nested categories
?
Custom categories
?
Tags
?
Receipt attachments
?

Planning

1 / 16
Budgeting
Yes
www.creditkarma.com
Envelope budgeting
?
Zero-based budgeting
?
Rollover budgeting
?
Recurring transactions
?
Bills
?
Bill negotiation
?
Goal tracking
?
Debt payoff planning
?
Cash-flow forecasting
?
Scenario planning
?
Retirement planning
?
Subscription tracking
?
Subscription cancellation
?
Automated transfers
?
Calendar view
?

Wealth

2 / 6
Net worth
Yes
www.creditkarma.com
Balance history import
?
Investment tracking
Yes
Investment transactions
?
Real estate
?
Investment fee analysis
?

Insight

3 / 4
Reports
No
Trends
Yes
www.creditkarma.com
Credit scores
Yes
www.creditkarma.com
Alerts
?

Sharing

1 / 3
Partner or household
No
Adviser access
?
Business or rental separation
?

Platforms

1 / 5
Interfaces
Web · iOS · Android
Full mobile app
?
Home-screen widgets
?
Customizable dashboard
?
Offline access
?

Trust

1 / 7
SOC 2
?
2FA / MFA
Yes
Sells or shares your data
?
Read-only bank connections
?
Data held by
?
Self-hosting
?
Open source
?

Extending

1 / 5
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?
Tax filing
Yes
www.creditkarma.com
Nothing recorded yet — 1 group, 2 attributes

Assistance

0 / 2
AI chat
?
AI categorization
?

Checked against the vendor’s own pages on 2026-09-04; 8 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-02
First recorded at Free

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 63 live listings that charge one.

What people are saying

Credit Karma is great it let me see the improvements and changes with my credit scores.Credit Karma also keeps you up to date with credit card offers and car insurance rates. I would highly recommend Credit Karma to anyone.App Store · 5★ · 2026-09
Why does it take so long to update the ratings? Make a major purchase on a CC and the rate drops 6 points almost immediately Pay it off 2-3 days after the purchase and it takes a month before it sows up and your rate goes back up 🤷‍♂️.App Store · 1★ · 2026-09

Read and search all 50 reviews → Unedited store text; the most recent from each end of the scale.

In the news · 1 mention in 90 days

Matched on the app’s exact name from an allowlist of 36 outlets, with a personal-finance word in the headline. Anything outside that is dropped, not published. Headlines belong to their publishers. Fetched 2026-10-23.