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Actual Budget

Connects your banks, rollover budgeting, investment tracking.

Free (Open source, self-hosted.)r/ActualBudgetactualbudget.com

Feature record

Yes ships todayNo not available? nobody has told us — click one to fill it in

32 of 60 recorded

Cost

2 of 3
Free tier
Yes
github.com
Price
Free (Open source, self-hosted.)
github.com
Lifetime purchase
?

Connections

5 of 7
Account aggregation
Yes
actualbudget.org
Connectors
SimpleFIN · GoCardless · Enable Banking · Akahu · Pluggy
actualbudget.org
Refresh more than daily
No
actualbudget.org
Manual accounts
Yes
Countries
US · CA · GB · NZ · BR
actualbudget.org
Multi-currency
?
Crypto and digital assets
?

Transactions

7 of 12
Edit transactions
Yes
Create manual transactions
Yes
Rules engine
Yes
actualbudget.org
Mass edit
Yes
Split transactions
Yes
actualbudget.org
History import
Yes
actualbudget.org
Length of history
?
Export
Yes
Import formats
?
Nested categories
?
Tags
?
Receipt attachments
?

Planning

5 of 9
Budgeting
Yes
actualbudget.org
Envelope budgeting
Yes
actualbudget.org
Rollover budgeting
Yes
Recurring transactions
Yes
actualbudget.org
Bills
?
Goal tracking
No
Debt payoff planning
?
Cash-flow forecasting
?
Cancel subscriptions
?

Wealth

4 of 5
Net worth
Yes
Balance history import
Yes
Investment tracking
Yes
Investment transactions
Yes
Real estate
?

Insight

3 of 4
Reports
Yes
Trends
No
Credit scores
No
Alerts
?

Sharing

1 of 3
Partner or household
No
Adviser access
?
Business or rental separation
?

Platforms

2 of 4
Interfaces
Web · iOS · Android · Desktop
Full mobile app
?
Home-screen widgets
?
Offline access
Yes
github.com

Trust

3 of 7
SOC 2
?
2FA / MFA
?
Sells or shares your data
?
Read-only bank connections
?
Data held by
You
github.com
Self-hosting
Yes
github.com
Open source
Yes
github.com
Nothing recorded yet — 2 groups, 6 attributes

Assistance

0 of 2
AI chat
?
AI categorization
?

Extending

0 of 4
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?

Checked against the vendor’s own pages on 2026-09-04; 16 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-02
First recorded at Free

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 26 live listings that charge one.