Apps with manual accounts

Local-first envelope budgeting you can self-host, with optional bank sync

A shared household ledger for couples and roommates, with no bank connection

An account-aggregating dashboard for net worth, budgeting, retirement and portfolio planning

FreeBudget is a free, simple budgeting app that tracks your spending, builds your budget, and monitors your net worth.

Track UPI, banks, and joint accounts in one place from bank alert emails

A shared family dashboard to track assets, liabilities, budgets and renewals across household members, with real-time bank sync.

Shared expenses & split bills

The aggregator's own consumer app: accounts, spending and budgets in one place

Expense tracker and budget app with AI voice and receipt entry — no bank login needed.

Private offline net worth tracker for iPhone. No bank login, no account, no ads.

Budgeting and wealth management with bank connections and Mint data import

SoFi's money tracker linking SoFi and outside accounts for budgets, credit score, debt and net worth

Net-worth tracking that logs the important account changes, not every expense

Offline-first expense tracker and budget planner with manual accounts, net worth and optional encrypted cloud sync

Money manager and budget planner for bank, cash, e-wallet and crypto wallets, with shared wallets and per-category budgets.

Quicken and Simplifi import with zero-based budgeting, bank sync via three aggregators, and shared household access.

Personal accounting across spending, bills, debt, investments, net worth and credit score

Zero-based budgeting with real reconciliation, flexible planning, and bank sync.

A zero-based budgeting app: plan every dollar, share one budget with your household, and sync banks through Plaid, SimpleFIN or Lunch Flow.

Budget from your bank statements: upload a PDF, CSV or Excel file, and AI sorts every transaction. No bank login, any country, any currency.

Private zero-based budgeting with no bank sync — plan by paycheck, review scanned receipts, and track prices you actually pay.

A finance app paired with personalized habit training, with optional bank sync

Budgeting app for the UK, US and Canada that tracks accounts, bills and subscriptions, with credit score, net worth and crypto tracking.

A complete budgeting app with forecast, multiple budgeting styles, goals, debt payoff BNPL plans, and scenarios, with a day-by-day forecast.

Net worth, spending, investments, real estate and vehicles tracked across US and Canadian banks

Quicken's cloud budgeting app: cash flow, investments and net worth in one place

A budgeting and expense-tracking app for iPhone, with shared budgets, manual accounts and net worth, plus subscription cancellation and bill lowering.

Envelope budgeting for iPhone: paycheck-based cycles, manually entered spending, and bill reminders.

Budgeting without the homework

Envelope budgeting with credit-card payment pools, bank sync, and one-click YNAB import

Web-first budgeting with multicurrency support, bank sync or CSV import, and a developer API

A portfolio and account aggregator bringing institutions and crypto exchanges into one dashboard

Stop Wondering Where Your Money Went

Flexible personal finance management, see your spending, net worth and budget the way you want.

Zero-based budgeting with bank sync, receipt capture and AI tools

Budgeting and financial planning with all accounts on one dashboard, with no ads or data sales

A finance tracker built from blocks, with linked bank accounts, AI categorization and multiple profiles

Desktop budgeting, investing and bill tracking for Mac, with data stored locally

Desktop budgeting and portfolio tracking for Windows, with data stored locally

All in one personal financial dashboard self hosted, Windows only, lifetime license.

AI-categorized spending and budget tracking on Plaid and MX bank connections

Envelope budgeting built for ADHD brains. Rules sort your transactions and paychecks fill your slices, so the budget runs without daily upkeep.

Budgeting around what is safe to spend after bills, goals and savings are set aside

Bank feeds synced daily into Google Sheets and Excel spreadsheets you own

All your accounts in one view, with bills auto-detected and statement import by CSV or PDF

AI budgeting that automates savings and debt-repayment transfers between connected banks

A digital envelope budgeting app for households, with shared budgets across web, iOS and Android and optional bank sync on the paid plan.

Links your bank, card and brokerage accounts to Claude, ChatGPT and other AI assistants via MCP to track, tag and automate everyday money tasks

Manual expense tracker and monthly budget planner for iPhone, iPad, Mac and Android — no bank linking, no sign-in.

Zero-based budgeting with Plaid account sync, net worth, cash flow and custom reports

Multi-currency wealth tracker for investments, crypto, property and debt, with net worth and performance analytics.

Budgeting, net-worth tracking and financial planning in one app, with no ads and no data sales

Watches your recurring charges through a read-only bank connection and tells you when one changes price, converts from a trial, or bills twice.

Automated tracking of spending, budgets, investments and net worth on web, iPhone, iPad and Mac

AI money manager: Plaid-linked budgets, bills, subscriptions and net worth, with an advisor that answers from your own accounts

An AI financial advisor that tracks spending, investments and net worth from connected accounts

Budgeting, net worth and planning in one app, shared with a partner or advisor

A budgeting app and method for getting good at money, on web and mobile

Connects your banks, rollover budgeting, investment tracking, shared with a partner.

Budgeting for freelancers, with personal and business money and estimated taxes in one place

AI financial assistant that aggregates bank, investment, crypto and property accounts for net worth tracking and answers grounded in your own data

US mobile app pairing budgeting and account tracking with banking, automated saving, investing and an AI assistant.

Free portfolio and net-worth tracker for stocks, bonds, crypto, real estate and private investments, with optional paid AI investment advice

Canadian budgeting, net worth and retirement planning app with CPP/OAS projections and Flinks/Plaid bank connections

Intuit's free budgeting and net-worth app, closed in March 2024 and folded into Credit Karma

Tap-to-add expense tracker that keeps your data on your device and syncs it through your own Google Drive or Dropbox.

See your bank balance day by day, months ahead, in plain words. Manual entry, no bank login, works fully offline. iPhone.

Multi-currency expense tracker with bank sync, flexible budgets, planned payments and shared household accounts.

A Canadian ad-free budgeting app that paid users for in-app surveys, launched in 2024