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YNAB

Name: YNAB
Price: 109.00 USD
Rating: 4.8 (61959 reviews)

A budgeting app and method for getting good at money, on web and mobile

$14.99/month or $109/year (34-day trial, no card)r/ynabwww.ynab.com

Feature record

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34 of 71 recorded

Cost

2 / 3

Free tier: No; www.ynab.com
Price: $14.99/month or $109/year (34-day trial, no card)
Lifetime purchase: ?

Connections

4 / 7

Account aggregation: Yes; www.ynab.com
Connectors: Plaid · MX · TrueLayer
Refresh more than daily: ?
Manual accounts: Yes
Countries: US · CA
Multi-currency: ?
Crypto and digital assets: ?

Transactions

10 / 13

Edit transactions: Yes
Create manual transactions: Yes
Rules engine: Yes
Mass edit: Yes
Split transactions: Yes; support.ynab.com
History import: Yes; support.ynab.com
Length of history: Unlimited
Export: Yes; support.ynab.com
Import formats: CSV · QFX · QIF; support.ynab.com
Nested categories: ?
Custom categories: Yes; support.ynab.com
Tags: ?
Receipt attachments: ?

Planning

5 / 16

Budgeting: Yes
Envelope budgeting: ?
Zero-based budgeting: ?
Rollover budgeting: Yes; support.ynab.com
Recurring transactions: Yes; support.ynab.com
Bills: ?
Bill negotiation: ?
Goal tracking: Yes; www.ynab.com
Debt payoff planning: Yes; www.ynab.com
Cash-flow forecasting: ?
Scenario planning: ?
Retirement planning: ?
Subscription tracking: ?
Subscription cancellation: ?
Automated transfers: ?
Calendar view: ?

Wealth

3 / 6

Net worth: Yes; www.ynab.com
Balance history import: Yes
Investment tracking: ?
Investment transactions: ?
Real estate: No
Investment fee analysis: ?

Insight

2 / 4

Reports: Yes; www.ynab.com
Trends: Yes; www.ynab.com
Credit scores: ?
Alerts: ?

Sharing

1 / 3

Partner or household: Yes; www.ynab.com
Adviser access: ?
Business or rental separation: ?

Platforms

4 / 5

Interfaces: Web · iOS · Android
Full mobile app: Yes; www.ynab.com
Home-screen widgets: Yes; www.ynab.com
Customizable dashboard: ?
Offline access: Yes; www.ynab.com

Trust

1 / 7

SOC 2: ?
2FA / MFA: Yes; www.ynab.com
Sells or shares your data: ?
Read-only bank connections: ?
Data held by: ?
Self-hosting: ?
Open source: ?

Extending

2 / 5

Public API: Yes; api.ynab.com
Spreadsheet sync: ?
Webhooks: ?
Tax export: Yes; support.ynab.com
Tax filing: ?

Nothing recorded yet — 1 group, 2 attributes

Assistance

0 / 2

AI chat: ?
AI categorization: ?

Checked against the vendor’s own pages on 2026-09-04; 21 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-02: First recorded at $109/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 63 live listings that charge one.

In the news · 0 mentions in 90 days

Roundup
YNAB vs. Empower: Comparing Two Popular Budgeting Tools
The College Investor
2026-06-20
Roundup
Monarch Money vs. YNAB: Which Budgeting App Will Actually Stick With You?
The Motley Fool
2026-01-05
Review
YNAB Budget App Review: Pros, Cons, And Comparisons
The College Investor
2026-01-04
Roundup
Rocket Money vs. YNAB: Which Should You Choose?
The Motley Fool
2025-08-12
Review
YNAB Review: You Need a Budget App for Tracking Your Finances
Business Insider
2025-04-11
Mention
I’ve been using YNAB for more than a decade. Here are the biggest pros and cons of this cult favorite budgeting platform
Fortune
2025-02-26

Matched on the app’s exact name from an allowlist of 36 outlets, with a personal-finance word in the headline. Anything outside that is dropped, not published. Headlines belong to their publishers. Fetched 2026-10-23.