Boney
Free, and qualifiesA shared household ledger for couples and roommates, with no bank connection
Data held by BoneyFree tier
Browse / We share money
We share money
Joint budgets, two logins, an adviser seat. 42 of 89 apps qualify.
Sharing money is different from sharing a password. The 42 apps here record a genuine second person — a partner, a household, in a few cases an adviser — as a first-class account with its own login. Look at the Sharing group on each listing: adviser access is a separate attribute, and most of these are Unknown on it. 31 of 89 listings are Unknown on collaboration itself, so this list is a floor.
Partner or household: YesSorted by price42 results
Free Canadian planner for take-home pay, TFSA, RRSP and retirement. No account; your financial inputs stay in your browser.
Free tier
FreeBudget is a free, simple budgeting app that tracks your spending, builds your budget, and monitors your net worth.
PlaidFree tier
A free mobile app for couples: shared view of bank accounts, bills and budgets, with in-app chat about transactions.
PlaidFree tier
A shared family dashboard to track assets, liabilities, budgets and renewals across household members, with real-time bank sync.
Free tier
Subscription cancellation, bill negotiation, budgets and automated savings in one app
PlaidFree tier
Money manager and budget planner for bank, cash, e-wallet and crypto wallets, with shared wallets and per-category budgets.
Free tier
Quicken and Simplifi import with zero-based budgeting, bank sync via three aggregators, and shared household access.
PlaidYodleeMX
Personal accounting across spending, bills, debt, investments, net worth and credit score
PlaidYodleeMXFree tier
Zero-based budgeting with real reconciliation, flexible planning, and bank sync.
PlaidSimpleFINFree tier
Envelope budgeting for iPhone, iPad and Mac with fast manual entry, device sync and budget sharing
Free tier
A zero-based budgeting app: plan every dollar, share one budget with your household, and sync banks through Plaid, SimpleFIN or Lunch Flow.
PlaidSimpleFIN
Automated savings, payday budgeting and goal-based ETF investing, with shared goals for partners.
Plaid
Budgeting app for the UK, US and Canada that tracks accounts, bills and subscriptions, with credit score, net worth and crypto tracking.
TrueLayerFree tier
Net worth, spending, investments, real estate and vehicles tracked across US and Canadian banks
PlaidFlinksWealthicaFree tier
Quicken's cloud budgeting app: cash flow, investments and net worth in one place
Spending and subscription tracking with an AI money assistant and weekly nudges
A budgeting and expense-tracking app for iPhone, with shared budgets, manual accounts and net worth, plus subscription cancellation and bill lowering.
Free tier
Web-first budgeting with multicurrency support, bank sync or CSV import, and a developer API
Plaid
A portfolio and account aggregator bringing institutions and crypto exchanges into one dashboard
PlaidYodleeVezgo
Free nonprofit budgeting app: one weekly allowance instead of categories, plus a 2-year cash-flow forecast. Transactions are entered manually.
Free tier
Budgeting and financial planning with all accounts on one dashboard, with no ads or data sales
PlaidFree tier
A finance tracker built from blocks, with linked bank accounts, AI categorization and multiple profiles
PlaidMoneyKitFree tier
All in one personal financial dashboard self hosted, Windows only, lifetime license.
Envelope budgeting built for ADHD brains. Rules sort your transactions and paychecks fill your slices, so the budget runs without daily upkeep.
PlaidSimpleFIN
Budgeting meets simplicity
Multi-currency wealth tracker for investments, crypto, property and debt, with net worth and performance analytics.
PlaidVezgo
Automated tracking of spending, budgets, investments and net worth on web, iPhone, iPad and Mac
PlaidMXMastercard
Free daily credit scores and reports, plus budgeting, net worth and identity protection; a paid tier adds automatic bank sync.
Free tier
An AI financial advisor that tracks spending, investments and net worth from connected accounts
Plaid
Budgeting, net worth and planning in one app, shared with a partner or advisor
PlaidMXFinicity
Connects your banks, rollover budgeting, investment tracking, shared with a partner.
PlaidData held by BigBooksFree tier
Vlorish
Site unreachableBudgeting for freelancers, with personal and business money and estimated taxes in one place
PlaidMX
US mobile app pairing budgeting and account tracking with banking, automated saving, investing and an AI assistant.
Plaid
Canadian budgeting, net worth and retirement planning app with CPP/OAS projections and Flinks/Plaid bank connections
PlaidFlinks
Tap-to-add expense tracker that keeps your data on your device and syncs it through your own Google Drive or Dropbox.
Free tier
Multi-currency expense tracker with bank sync, flexible budgets, planned payments and shared household accounts.
Free tier
42 apps, 7 free — compare side by side · 31 apps are Unknown on partner or household. Do you know one?
Built from the same records as the matrix. A need is a question with a real answer, not a filter preset: each of these pages is one attribute the records actually carry.
Other needs
Investments come firstHoldings, transactions and performance, not just balances51 appsI'm outside the USLocal banks, local currency44 appsI want to own my dataExport, self-host, a named custodian57 appsJust a budget, nothing elseEnvelopes and rollover, no dashboard27 appsFree to useA real free tier, not a trial52 appsI have a business or a side hustleBusiness or rental money kept apart from personal10 appsI'm working on my creditA credit score tracked next to the accounts14 appsForecast, not recordFuture balances, not last month's23 appsKill my subscriptionsCancelled for you, not just found5 appsGet out of debtPayoff planning next to the accounts it draws on14 appsSaving for somethingA goal with a date and a number, next to the accounts47 apps