Actual Budget
Free, and qualifiesConnects your banks, rollover budgeting, investment tracking.
SimpleFINGoCardlessEnable BankingData held by YouFree tier
Browse / Just a budget, nothing else
Just a budget, nothing else
Envelopes and rollover, no dashboard. 16 of 41 apps qualify.
Rollover budgeting — last month's leftover carrying into this month — is what separates a budget from a spending report, and it is the single most asked-about feature in budgeting communities. 16 of 41 apps record it. Some of these also do everything else; the ones that do not are not lesser, they are focused.
Rollover budgeting: YesSorted by price16 results
MoneyPatrol
Site unreachableConnects your banks, rollover budgeting, investment tracking, shared with a partner.
PlaidYodleeMXFree tier
Connects your banks, rollover budgeting, investment tracking, shared with a partner.
Plaid
Connects your banks, rollover budgeting, investment tracking, shared with a partner.
PlaidMoneyKitFree tier
Connects your banks, rollover budgeting, investment tracking, real estate.
IntuitData held by You
Connects your banks, rollover budgeting, investment tracking, shared with a partner.
PlaidMXMastercard
Connects your banks, rollover budgeting, investment tracking, shared with a partner.
Connects your banks, rollover budgeting, investment tracking, shared with a partner.
Data held by BigBooksFree tier
16 apps, 2 free — compare side by side · 12 apps are Unknown on rollover budgeting. Do you know one?
Built from the same records as the matrix. A need is a question with a real answer, not a filter preset: each of these pages is one attribute the records actually carry.
Other needs
We share moneyJoint budgets, two logins, an adviser seat17 appsInvestments come firstHoldings, transactions and performance, not just balances29 appsI'm outside the USLocal banks, local currency27 appsI want to own my dataExport, self-host, a named custodian30 appsFree to useA real free tier, not a trial24 appsI have a business or a side hustleBusiness or rental money kept apart from personal5 appsI'm working on my creditA credit score tracked next to the accounts10 appsForecast, not recordFuture balances, not last month's6 appsKill my subscriptionsDetection, and where recorded, cancellation6 appsGet out of debtPayoff planning next to the accounts it draws on5 appsSaving for somethingA goal with a date and a number, next to the accounts25 apps