Apps with split transactions

Local-first envelope budgeting you can self-host, with optional bank sync

A shared household ledger for couples and roommates, with no bank connection

FreeBudget is a free, simple budgeting app that tracks your spending, builds your budget, and monitors your net worth.

A shared family dashboard to track assets, liabilities, budgets and renewals across household members, with real-time bank sync.

Shared expenses & split bills

Expense tracker and budget app with AI voice and receipt entry — no bank login needed.

Subscription cancellation, bill negotiation, budgets and automated savings in one app

Quicken and Simplifi import with zero-based budgeting, bank sync via three aggregators, and shared household access.

Zero-based budgeting with real reconciliation, flexible planning, and bank sync.

Envelope budgeting for iPhone, iPad and Mac with fast manual entry, device sync and budget sharing

A zero-based budgeting app: plan every dollar, share one budget with your household, and sync banks through Plaid, SimpleFIN or Lunch Flow.

Private zero-based budgeting with no bank sync — plan by paycheck, review scanned receipts, and track prices you actually pay.

A finance app paired with personalized habit training, with optional bank sync

Budgeting app for the UK, US and Canada that tracks accounts, bills and subscriptions, with credit score, net worth and crypto tracking.

A complete budgeting app with forecast, multiple budgeting styles, goals, debt payoff BNPL plans, and scenarios, with a day-by-day forecast.

Net worth, spending, investments, real estate and vehicles tracked across US and Canadian banks

Quicken's cloud budgeting app: cash flow, investments and net worth in one place

The inbox-zero spending tracker

Envelope budgeting with credit-card payment pools, bank sync, and one-click YNAB import

Web-first budgeting with multicurrency support, bank sync or CSV import, and a developer API

Stop Wondering Where Your Money Went

Flexible personal finance management, see your spending, net worth and budget the way you want.

Budgeting and financial planning with all accounts on one dashboard, with no ads or data sales

A finance tracker built from blocks, with linked bank accounts, AI categorization and multiple profiles

Desktop budgeting, investing and bill tracking for Mac, with data stored locally

Desktop budgeting and portfolio tracking for Windows, with data stored locally

All in one personal financial dashboard self hosted, Windows only, lifetime license.

Envelope budgeting built for ADHD brains. Rules sort your transactions and paychecks fill your slices, so the budget runs without daily upkeep.

AI budgeting that automates savings and debt-repayment transfers between connected banks

Budgeting, net-worth tracking and financial planning in one app, with no ads and no data sales

AI money manager: Plaid-linked budgets, bills, subscriptions and net worth, with an advisor that answers from your own accounts

An AI financial advisor that tracks spending, investments and net worth from connected accounts

Budgeting, net worth and planning in one app, shared with a partner or advisor

A budgeting app and method for getting good at money, on web and mobile

Calendar-based budgeting that forecasts account balances up to 60 years ahead

Connects your banks, rollover budgeting, investment tracking, shared with a partner.

Canadian budgeting, net worth and retirement planning app with CPP/OAS projections and Flinks/Plaid bank connections

Intuit's free budgeting and net-worth app, closed in March 2024 and folded into Credit Karma