Apps under $50/yr

Local-first envelope budgeting you can self-host, with optional bank sync

A shared household ledger for couples and roommates, with no bank connection

Credit scores and monitoring, with tax filing, spending insights and card and loan offers

An account-aggregating dashboard for net worth, budgeting, retirement and portfolio planning

Account aggregation for Fidelity customers: outside accounts, net worth and cash flow in one view

A free mobile app for couples: shared view of bank accounts, bills and budgets, with in-app chat about transactions.

The aggregator's own consumer app: accounts, spending and budgets in one place

Net worth tracking from the personal-finance review site, alongside its cash and investing accounts

Budgeting and wealth management with bank connections and Mint data import

Calendar-based budgeting that forecasts account balances up to 60 years ahead

Subscription cancellation, bill negotiation, budgets and automated savings in one app

SoFi's money tracker linking SoFi and outside accounts for budgets, credit score, debt and net worth

Net-worth tracking that logs the important account changes, not every expense

Money manager and budget planner for bank, cash, e-wallet and crypto wallets, with shared wallets and per-category budgets.

Quicken and Simplifi import with zero-based budgeting, bank sync via three aggregators, and shared household access.

Personal accounting across spending, bills, debt, investments, net worth and credit score

A zero-based budgeting app: plan every dollar, share one budget with your household, and sync banks through Plaid, SimpleFIN or Lunch Flow.

A finance app paired with personalized habit training, with optional bank sync

Net worth, spending, investments, real estate and vehicles tracked across US and Canadian banks

Quicken's cloud budgeting app: cash flow, investments and net worth in one place

Spending and subscription tracking with an AI money assistant and weekly nudges

A budgeting and expense-tracking app for iPhone, with shared budgets, manual accounts and net worth, plus subscription cancellation and bill lowering.

Envelope budgeting for iPhone: paycheck-based cycles, manually entered spending, and bill reminders.

The inbox-zero spending tracker

Web-first budgeting with multicurrency support, bank sync or CSV import, and a developer API

A portfolio and account aggregator bringing institutions and crypto exchanges into one dashboard