Apps under $50/yr

Local-first envelope budgeting you can self-host, with optional bank sync

A shared household ledger for couples and roommates, with no bank connection

Credit scores and monitoring, with tax filing, spending insights and card and loan offers

An account-aggregating dashboard for net worth, budgeting, retirement and portfolio planning

Account aggregation for Fidelity customers: outside accounts, net worth and cash flow in one view

Free Canadian planner for take-home pay, TFSA, RRSP and retirement. No account; your financial inputs stay in your browser.

FreeBudget is a free, simple budgeting app that tracks your spending, builds your budget, and monitors your net worth.

Track UPI, banks, and joint accounts in one place from bank alert emails

A free mobile app for couples: shared view of bank accounts, bills and budgets, with in-app chat about transactions.

Screens 40,000+ investment options and shows after-tax yield by federal, state and investment type.

A shared family dashboard to track assets, liabilities, budgets and renewals across household members, with real-time bank sync.

Shared expenses & split bills

The aggregator's own consumer app: accounts, spending and budgets in one place

Expense tracker and budget app with AI voice and receipt entry — no bank login needed.

Android app for planning expected income and expenses.

Net worth tracking from the personal-finance review site, alongside its cash and investing accounts

Private offline net worth tracker for iPhone. No bank login, no account, no ads.

Budgeting and wealth management with bank connections and Mint data import

Subscription cancellation, bill negotiation, budgets and automated savings in one app

SoFi's money tracker linking SoFi and outside accounts for budgets, credit score, debt and net worth

WalletLens is a free net worth and portfolio tracker that takes anything you own. Crypto, stocks and ETFs, gold and silver, cash, bonds, your house, the watch i

Net-worth tracking that logs the important account changes, not every expense

Offline-first expense tracker and budget planner with manual accounts, net worth and optional encrypted cloud sync

Money manager and budget planner for bank, cash, e-wallet and crypto wallets, with shared wallets and per-category budgets.

Quicken and Simplifi import with zero-based budgeting, bank sync via three aggregators, and shared household access.

Personal accounting across spending, bills, debt, investments, net worth and credit score

Zero-based budgeting with real reconciliation, flexible planning, and bank sync.

Envelope budgeting for iPhone, iPad and Mac with fast manual entry, device sync and budget sharing

A zero-based budgeting app: plan every dollar, share one budget with your household, and sync banks through Plaid, SimpleFIN or Lunch Flow.

Budget from your bank statements: upload a PDF, CSV or Excel file, and AI sorts every transaction. No bank login, any country, any currency.

Automated savings, payday budgeting and goal-based ETF investing, with shared goals for partners.

Private zero-based budgeting with no bank sync — plan by paycheck, review scanned receipts, and track prices you actually pay.

A finance app paired with personalized habit training, with optional bank sync

Budgeting app for the UK, US and Canada that tracks accounts, bills and subscriptions, with credit score, net worth and crypto tracking.

A complete budgeting app with forecast, multiple budgeting styles, goals, debt payoff BNPL plans, and scenarios, with a day-by-day forecast.

Net worth, spending, investments, real estate and vehicles tracked across US and Canadian banks

Quicken's cloud budgeting app: cash flow, investments and net worth in one place

Spending and subscription tracking with an AI money assistant and weekly nudges

A budgeting and expense-tracking app for iPhone, with shared budgets, manual accounts and net worth, plus subscription cancellation and bill lowering.

Envelope budgeting for iPhone: paycheck-based cycles, manually entered spending, and bill reminders.

The inbox-zero spending tracker

Budgeting without the homework

Envelope budgeting with credit-card payment pools, bank sync, and one-click YNAB import

Web-first budgeting with multicurrency support, bank sync or CSV import, and a developer API

A portfolio and account aggregator bringing institutions and crypto exchanges into one dashboard