Apps with a free tier

Local-first envelope budgeting you can self-host, with optional bank sync

A shared household ledger for couples and roommates, with no bank connection

Credit scores and monitoring, with tax filing, spending insights and card and loan offers

An account-aggregating dashboard for net worth, budgeting, retirement and portfolio planning

Account aggregation for Fidelity customers: outside accounts, net worth and cash flow in one view

FreeBudget is a free, simple budgeting app that tracks your spending, builds your budget, and monitors your net worth.

Track UPI, banks, and joint accounts in one place from bank alert emails

A free mobile app for couples: shared view of bank accounts, bills and budgets, with in-app chat about transactions.

Screens 40,000+ investment options and shows after-tax yield by federal, state and investment type.

A shared family dashboard to track assets, liabilities, budgets and renewals across household members, with real-time bank sync.

Shared expenses & split bills

The aggregator's own consumer app: accounts, spending and budgets in one place

Expense tracker and budget app with AI voice and receipt entry — no bank login needed.

Android app for planning expected income and expenses.

Net worth tracking from the personal-finance review site, alongside its cash and investing accounts

Private offline net worth tracker for iPhone. No bank login, no account, no ads.

Budgeting and wealth management with bank connections and Mint data import

Subscription cancellation, bill negotiation, budgets and automated savings in one app

SoFi's money tracker linking SoFi and outside accounts for budgets, credit score, debt and net worth

WalletLens is a free net worth and portfolio tracker that takes anything you own. Crypto, stocks and ETFs, gold and silver, cash, bonds, your house, the watch i

Net-worth tracking that logs the important account changes, not every expense

Offline-first expense tracker and budget planner with manual accounts, net worth and optional encrypted cloud sync

Money manager and budget planner for bank, cash, e-wallet and crypto wallets, with shared wallets and per-category budgets.

Personal accounting across spending, bills, debt, investments, net worth and credit score

Zero-based budgeting with real reconciliation, flexible planning, and bank sync.

Envelope budgeting for iPhone, iPad and Mac with fast manual entry, device sync and budget sharing

A finance app paired with personalized habit training, with optional bank sync

Budgeting app for the UK, US and Canada that tracks accounts, bills and subscriptions, with credit score, net worth and crypto tracking.

Net worth, spending, investments, real estate and vehicles tracked across US and Canadian banks

A budgeting and expense-tracking app for iPhone, with shared budgets, manual accounts and net worth, plus subscription cancellation and bill lowering.

Budgeting without the homework

Stop Wondering Where Your Money Went

Free nonprofit budgeting app: one weekly allowance instead of categories, plus a 2-year cash-flow forecast. Transactions are entered manually.

Flexible personal finance management, see your spending, net worth and budget the way you want.

Zero-based budgeting with bank sync, receipt capture and AI tools

Budgeting and financial planning with all accounts on one dashboard, with no ads or data sales

A finance tracker built from blocks, with linked bank accounts, AI categorization and multiple profiles

AI budgeting that automates savings and debt-repayment transfers between connected banks

A digital envelope budgeting app for households, with shared budgets across web, iOS and Android and optional bank sync on the paid plan.

Links your bank, card and brokerage accounts to Claude, ChatGPT and other AI assistants via MCP to track, tag and automate everyday money tasks

Zero-based budgeting with Plaid account sync, net worth, cash flow and custom reports

Budgeting, net-worth tracking and financial planning in one app, with no ads and no data sales

Free daily credit scores and reports, plus budgeting, net worth and identity protection; a paid tier adds automatic bank sync.

Calendar-based budgeting that forecasts account balances up to 60 years ahead

Connects your banks, rollover budgeting, investment tracking, shared with a partner.

Chat-based AI money app with budgeting, automated savings, credit tools and fee-free cash advances.

AI financial assistant that aggregates bank, investment, crypto and property accounts for net worth tracking and answers grounded in your own data

Free portfolio and net-worth tracker for stocks, bonds, crypto, real estate and private investments, with optional paid AI investment advice

Intuit's free budgeting and net-worth app, closed in March 2024 and folded into Credit Karma

Tap-to-add expense tracker that keeps your data on your device and syncs it through your own Google Drive or Dropbox.

Multi-currency expense tracker with bank sync, flexible budgets, planned payments and shared household accounts.

A Canadian ad-free budgeting app that paid users for in-app surveys, launched in 2024