Apps with a free tier

Local-first envelope budgeting you can self-host, with optional bank sync

A shared household ledger for couples and roommates, with no bank connection

Credit scores and monitoring, with tax filing, spending insights and card and loan offers

An account-aggregating dashboard for net worth, budgeting, retirement and portfolio planning

Account aggregation for Fidelity customers: outside accounts, net worth and cash flow in one view

A free mobile app for couples: shared view of bank accounts, bills and budgets, with in-app chat about transactions.

The aggregator's own consumer app: accounts, spending and budgets in one place

Net worth tracking from the personal-finance review site, alongside its cash and investing accounts

Budgeting and wealth management with bank connections and Mint data import

Calendar-based budgeting that forecasts account balances up to 60 years ahead

Subscription cancellation, bill negotiation, budgets and automated savings in one app

SoFi's money tracker linking SoFi and outside accounts for budgets, credit score, debt and net worth

Net-worth tracking that logs the important account changes, not every expense

Money manager and budget planner for bank, cash, e-wallet and crypto wallets, with shared wallets and per-category budgets.

Personal accounting across spending, bills, debt, investments, net worth and credit score

A finance app paired with personalized habit training, with optional bank sync

Net worth, spending, investments, real estate and vehicles tracked across US and Canadian banks

A budgeting and expense-tracking app for iPhone, with shared budgets, manual accounts and net worth, plus subscription cancellation and bill lowering.

Zero-based budgeting with bank sync, receipt capture and AI tools

Budgeting and financial planning with all accounts on one dashboard, with no ads or data sales

A finance tracker built from blocks, with linked bank accounts, AI categorization and multiple profiles

AI budgeting that automates savings and debt-repayment transfers between connected banks

A digital envelope budgeting app for households, with shared budgets across web, iOS and Android and optional bank sync on the paid plan.

Zero-based budgeting with Plaid account sync, net worth, cash flow and custom reports

Budgeting, net-worth tracking and financial planning in one app, with no ads and no data sales

Connects your banks, rollover budgeting, investment tracking, shared with a partner.

Intuit's free budgeting and net-worth app, closed in March 2024 and folded into Credit Karma

Tap-to-add expense tracker that keeps your data on your device and syncs it through your own Google Drive or Dropbox.

Multi-currency expense tracker with bank sync, flexible budgets, planned payments and shared household accounts.

A Canadian ad-free budgeting app that paid users for in-app surveys, launched in 2024