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Cleo AI

Chat-based AI money app with budgeting, automated savings, credit tools and fee-free cash advances.

$5.99/month or $134.99/yearweb.meetcleo.com
Download on the App StoreGet it on Google Play

Feature record

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19 of 71 recorded

Cost

2 / 3
Free tier
Yes
web.meetcleo.com
Price
$5.99/month or $134.99/year
web.meetcleo.com
Lifetime purchase
?

Connections

3 / 7
Account aggregation
Yes
web.meetcleo.com
Connectors
Plaid
web.meetcleo.com
Refresh more than daily
?
Manual accounts
?
Countries
US · GB
web.meetcleo.com
Multi-currency
?
Crypto and digital assets
?

Transactions

2 / 13
Edit transactions
Yes
web.meetcleo.com
Create manual transactions
?
Rules engine
?
Mass edit
?
Split transactions
?
History import
?
Length of history
Months
web.meetcleo.com
Export
?
Import formats
?
Nested categories
?
Custom categories
?
Tags
?
Receipt attachments
?

Planning

5 / 16
Budgeting
Yes
web.meetcleo.com
Envelope budgeting
?
Zero-based budgeting
?
Rollover budgeting
?
Recurring transactions
Yes
web.meetcleo.com
Bills
?
Bill negotiation
?
Goal tracking
Yes
web.meetcleo.com
Debt payoff planning
Yes
web.meetcleo.com
Cash-flow forecasting
?
Scenario planning
?
Retirement planning
?
Subscription tracking
?
Subscription cancellation
?
Automated transfers
Yes
web.meetcleo.com
Calendar view
?

Insight

1 / 4
Reports
?
Trends
?
Credit scores
Yes
web.meetcleo.com
Alerts
?

Assistance

2 / 2
AI categorization
Yes
web.meetcleo.com

Platforms

2 / 5
Interfaces
iOS · Android
web.meetcleo.com
Full mobile app
Yes
web.meetcleo.com
Home-screen widgets
?
Customizable dashboard
?
Offline access
?

Trust

2 / 7
SOC 2
?
2FA / MFA
?
Sells or shares your data
Yes
web.meetcleo.com
Read-only bank connections
Yes
web.meetcleo.com
Data held by
?
Self-hosting
?
Open source
?
Nothing recorded yet — 3 groups, 14 attributes

Wealth

0 / 6
Net worth
?
Balance history import
?
Investment tracking
?
Investment transactions
?
Real estate
?
Investment fee analysis
?

Sharing

0 / 3
Partner or household
?
Adviser access
?
Business or rental separation
?

Extending

0 / 5
Public API
?
Spreadsheet sync
?
Webhooks
?
Tax export
?
Tax filing
?

Checked against the vendor’s own pages on 2026-09-10; 19 attributes carry the source they came from. Every “?” is a link — one field, no account.

Price history · cheapest recurring plan

2026-09-10
First recorded at $134.99/year

Every step is a reviewed change to the record, from the changelog; there is no nightly capture of the vendor’s pricing page. The median is the middle annual price of the 41 live listings that charge one.

What people are saying

Wish I could see what I have ordered as combination of everything so I know what I need and what I have ordered so I don’t order it twiceApp Store · 5★ · 2026-09
I paid back my balance and could only pull out $45. Not only that but it would not let me put it in my back at an instant fee. It wanted it on the Cleo card. This is a scam. They waited until I pulled out the max and then rug pulled me. Don’t use itApp Store · 1★ · 2026-09

Read and search all 500 reviews → Unedited store text; the most recent from each end of the scale.