Apps that work in Canada

Local-first envelope budgeting you can self-host, with optional bank sync

A shared household ledger for couples and roommates, with no bank connection

Free Canadian planner for take-home pay, TFSA, RRSP and retirement. No account; your financial inputs stay in your browser.

FreeBudget is a free, simple budgeting app that tracks your spending, builds your budget, and monitors your net worth.

A free mobile app for couples: shared view of bank accounts, bills and budgets, with in-app chat about transactions.

Screens 40,000+ investment options and shows after-tax yield by federal, state and investment type.

A shared family dashboard to track assets, liabilities, budgets and renewals across household members, with real-time bank sync.

Net-worth tracking that logs the important account changes, not every expense

Personal accounting across spending, bills, debt, investments, net worth and credit score

Zero-based budgeting with real reconciliation, flexible planning, and bank sync.

A finance app paired with personalized habit training, with optional bank sync

Budgeting app for the UK, US and Canada that tracks accounts, bills and subscriptions, with credit score, net worth and crypto tracking.

Net worth, spending, investments, real estate and vehicles tracked across US and Canadian banks

Quicken's cloud budgeting app: cash flow, investments and net worth in one place

Envelope budgeting with credit-card payment pools, bank sync, and one-click YNAB import

Web-first budgeting with multicurrency support, bank sync or CSV import, and a developer API

A portfolio and account aggregator bringing institutions and crypto exchanges into one dashboard

Stop Wondering Where Your Money Went

Flexible personal finance management, see your spending, net worth and budget the way you want.

Zero-based budgeting with bank sync, receipt capture and AI tools

Mobile app that connects read only to US and Canadian bank and card accounts and flags forgotten subscriptions, bank fees and unusual charges.

Budgeting and financial planning with all accounts on one dashboard, with no ads or data sales

A finance tracker built from blocks, with linked bank accounts, AI categorization and multiple profiles

Desktop budgeting, investing and bill tracking for Mac, with data stored locally

Desktop budgeting and portfolio tracking for Windows, with data stored locally

AI-categorized spending and budget tracking on Plaid and MX bank connections

Envelope budgeting built for ADHD brains. Rules sort your transactions and paychecks fill your slices, so the budget runs without daily upkeep.

Budgeting around what is safe to spend after bills, goals and savings are set aside

All your accounts in one view, with bills auto-detected and statement import by CSV or PDF

AI budgeting that automates savings and debt-repayment transfers between connected banks

Links your bank, card and brokerage accounts to Claude, ChatGPT and other AI assistants via MCP to track, tag and automate everyday money tasks

Zero-based budgeting with Plaid account sync, net worth, cash flow and custom reports

Budgeting, net-worth tracking and financial planning in one app, with no ads and no data sales

Budgeting, net worth and planning in one app, shared with a partner or advisor

A budgeting app and method for getting good at money, on web and mobile

Calendar-based budgeting that forecasts account balances up to 60 years ahead

Connects your banks, rollover budgeting, investment tracking, shared with a partner.

Build-your-own finance dashboards with Plaid bank connections and an AI assistant

Canadian budgeting, net worth and retirement planning app with CPP/OAS projections and Flinks/Plaid bank connections

Intuit's free budgeting and net-worth app, closed in March 2024 and folded into Credit Karma

A Canadian ad-free budgeting app that paid users for in-app surveys, launched in 2024