Apps with cash-flow forecasting

An account-aggregating dashboard for net worth, budgeting, retirement and portfolio planning

FreeBudget is a free, simple budgeting app that tracks your spending, builds your budget, and monitors your net worth.

Shared expenses & split bills

Android app for planning expected income and expenses.

Private offline net worth tracker for iPhone. No bank login, no account, no ads.

Quicken and Simplifi import with zero-based budgeting, bank sync via three aggregators, and shared household access.

A zero-based budgeting app: plan every dollar, share one budget with your household, and sync banks through Plaid, SimpleFIN or Lunch Flow.

Private zero-based budgeting with no bank sync — plan by paycheck, review scanned receipts, and track prices you actually pay.

A finance app paired with personalized habit training, with optional bank sync

A complete budgeting app with forecast, multiple budgeting styles, goals, debt payoff BNPL plans, and scenarios, with a day-by-day forecast.

Budgeting without the homework

Envelope budgeting with credit-card payment pools, bank sync, and one-click YNAB import

Free nonprofit budgeting app: one weekly allowance instead of categories, plus a 2-year cash-flow forecast. Transactions are entered manually.

All in one personal financial dashboard self hosted, Windows only, lifetime license.

Envelope budgeting built for ADHD brains. Rules sort your transactions and paychecks fill your slices, so the budget runs without daily upkeep.

Budgeting around what is safe to spend after bills, goals and savings are set aside

Your Money, Nobody's Business

Budgeting, net-worth tracking and financial planning in one app, with no ads and no data sales

An AI financial advisor that tracks spending, investments and net worth from connected accounts

Calendar-based budgeting that forecasts account balances up to 60 years ahead

Connects your banks, rollover budgeting, investment tracking, shared with a partner.

US mobile app pairing budgeting and account tracking with banking, automated saving, investing and an AI assistant.

Canadian budgeting, net worth and retirement planning app with CPP/OAS projections and Flinks/Plaid bank connections

See your bank balance day by day, months ahead, in plain words. Manual entry, no bank login, works fully offline. iPhone.