Apps with zero-based budgeting

Shared expenses & split bills

Quicken and Simplifi import with zero-based budgeting, bank sync via three aggregators, and shared household access.

Zero-based budgeting with real reconciliation, flexible planning, and bank sync.

A zero-based budgeting app: plan every dollar, share one budget with your household, and sync banks through Plaid, SimpleFIN or Lunch Flow.

Private zero-based budgeting with no bank sync — plan by paycheck, review scanned receipts, and track prices you actually pay.

A complete budgeting app with forecast, multiple budgeting styles, goals, debt payoff BNPL plans, and scenarios, with a day-by-day forecast.

Envelope budgeting with credit-card payment pools, bank sync, and one-click YNAB import

Zero-based budgeting with bank sync, receipt capture and AI tools

Budgeting meets simplicity

Zero-based budgeting with Plaid account sync, net worth, cash flow and custom reports

Your Money, Nobody's Business

Free daily credit scores and reports, plus budgeting, net worth and identity protection; a paid tier adds automatic bank sync.