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Switching / Albert → CoPilot

Moving from Albert to CoPilot

Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.

$19.99/month → $13/month or $95/yearHistory: no importAggregators: Plaid → Plaid, MX, Mastercard, Akoya

Your data — read this first

Whether Albert can export your transactions is unrecorded. CoPilot records history import as No: your history does not move, and you start from whatever your banks return on connection.

Transactions
No
Balance history
?
Budgets
Rebuilt by hand
Rules
Rebuilt by hand
Attachments
?

Transactions, balance history and attachments are CoPilot’s own import attributes. Budgets and rules never transfer between two apps in this index.

What you gain

  • Nothing recorded

What you lose

  • Automated transfers YesNo
  • Credit scores YesNo

What is unchanged

  • Account aggregation, Manual accounts, Edit transactions, Custom categories, Budgeting, Recurring transactions, Subscription tracking, Net worth, Reports, AI categorization, Partner or household

51 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.

How to do it

  1. Export from Albert first

    Take the transaction export while your subscription is live. The record is unknown on export, so check before you cancel.

  2. Connect accounts

    Find out which of your banks fail before you are billed. CoPilot reaches banks through Plaid, MX, Mastercard, Akoya.

  3. Rebuild budgets and rules

    No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.