Moving from Simplifi to CoPilot
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
Simplifi records transaction export as Yes, so take the export first. CoPilot records history import as No: your history does not move, and you start from whatever your banks return on connection.
- Transactions
- No
- Balance history
- ?
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are CoPilot’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Rollover budgeting No → Yes
- Real estate No → Yes
What you lose
- Split transactions Yes → No
- History import Yes → No
- Credit scores Yes → No
What is unchanged
- Free tier, Account aggregation, Manual accounts, Edit transactions, Rules engine, Export, Custom categories, Budgeting, Recurring transactions, Net worth, Investment tracking, Reports, Partner or household, 2FA / MFA
45 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Export from Simplifi first
Take the transaction export while your subscription is live. The record says export is available.
- Connect accounts
Find out which of your banks fail before you are billed. CoPilot reaches banks through Plaid, MX, Mastercard, Akoya.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.