Moving from Rocket Money to CoPilot
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
Whether Rocket Money can export your transactions is unrecorded. CoPilot records history import as No: your history does not move, and you start from whatever your banks return on connection.
- Transactions
- No
- Balance history
- ?
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are CoPilot’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Manual accounts No → Yes
- Real estate No → Yes
What you lose
- Free tier Yes → No
- Split transactions Yes → No
- Automated transfers Yes → No
- Credit scores Yes → No
What is unchanged
- Account aggregation, Rules engine, History import, Custom categories, Budgeting, Recurring transactions, Subscription tracking, Net worth, Investment tracking, Reports, Partner or household
47 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Export from Rocket Money first
Take the transaction export while your subscription is live. The record is unknown on export, so check before you cancel.
- Connect accounts
Find out which of your banks fail before you are billed. CoPilot reaches banks through Plaid, MX, Mastercard, Akoya.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.