Moving from CoPilot to Lunch Money
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
CoPilot records transaction export as Yes, so take the export first. Lunch Money imports transaction history, so what you exported comes with you.
- Transactions
- Yes
- Balance history
- Yes
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are Lunch Money’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Split transactions No → Yes
- History import No → Yes
What you lose
- Nothing recorded
What is unchanged
- Free tier, Account aggregation, Manual accounts, Crypto and digital assets, Edit transactions, Rules engine, Custom categories, Budgeting, Rollover budgeting, Recurring transactions, Net worth, Investment tracking, Reports, Credit scores, Partner or household, 2FA / MFA
46 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Export from CoPilot first
Take the transaction export while your subscription is live. The record says export is available.
- Import before you connect anything
Import the file first. Connecting banks first creates duplicates that then have to be merged one by one.
- Connect accounts inside the trial
Find out which of your banks fail before you are billed. Lunch Money reaches banks through Plaid.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.