Submit an app
Switching / CoPilot → Rocket Money

Moving from CoPilot to Rocket Money

Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.

$13/month or $95/year → FreeHistory: no importAggregators: Plaid, MX, Mastercard, Akoya → Plaid

Your data — read this first

CoPilot records transaction export as Yes, so take the export first. Rocket Money records history import as No: your history does not move, and you start from whatever your banks return on connection.

Transactions
No
Balance history
?
Budgets
Rebuilt by hand
Rules
Rebuilt by hand
Attachments
?

Transactions, balance history and attachments are Rocket Money’s own import attributes. Budgets and rules never transfer between two apps in this index.

What you gain

  • Free tier No → Yes
  • Split transactions No → Yes
  • Automated transfers No → Yes
  • Credit scores No → Yes

What you lose

  • Manual accounts Yes → No
  • Real estate Yes → No

What is unchanged

  • Account aggregation, Rules engine, History import, Custom categories, Budgeting, Recurring transactions, Subscription tracking, Net worth, Investment tracking, Reports, Partner or household

47 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.

How to do it

  1. Export from CoPilot first

    Take the transaction export while your subscription is live. The record says export is available.

  2. Connect accounts inside the trial

    Find out which of your banks fail before you are billed. Rocket Money reaches banks through Plaid.

  3. Rebuild budgets and rules

    No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.