Moving from Rocket Money to Lunch Money
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
Whether Rocket Money can export your transactions is unrecorded. Lunch Money imports transaction history, so what you exported comes with you.
- Transactions
- Yes
- Balance history
- Yes
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are Lunch Money’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Manual accounts No → Yes
- History import No → Yes
What you lose
- Free tier Yes → No
- Credit scores Yes → No
What is unchanged
- Account aggregation, Rules engine, Split transactions, Custom categories, Budgeting, Recurring transactions, Net worth, Investment tracking, Reports, Trends, Partner or household
49 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Export from Rocket Money first
Take the transaction export while your subscription is live. The record is unknown on export, so check before you cancel.
- Import before you connect anything
Import the file first. Connecting banks first creates duplicates that then have to be merged one by one.
- Connect accounts inside the trial
Find out which of your banks fail before you are billed. Lunch Money reaches banks through Plaid.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.