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Switching / Lunch Money → Wallet by BudgetBakers

Moving from Lunch Money to Wallet by BudgetBakers

Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.

$10/month or $50/year → In-app only; App Store lists Lifetime Premium at $49.99History: import worksAggregators: Plaid → unrecorded

Your data — read this first

Whether Lunch Money can export your transactions is unrecorded. Wallet by BudgetBakers imports transaction history, so what you exported comes with you.

Transactions
Yes
Balance history
?
Budgets
Rebuilt by hand
Rules
Rebuilt by hand
Attachments
?

Transactions, balance history and attachments are Wallet by BudgetBakers’s own import attributes. Budgets and rules never transfer between two apps in this index.

What you gain

  • Free tier No → Yes

What you lose

  • Nothing recorded

What is unchanged

  • Account aggregation, Manual accounts, Multi-currency, Crypto and digital assets, Edit transactions, Create manual transactions, Rules engine, Mass edit, History import, Custom categories, Tags, Budgeting, Recurring transactions, Net worth, Investment tracking, Reports, Partner or household, Public API

45 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.

How to do it

  1. Export from Lunch Money first

    Take the transaction export while your subscription is live. The record is unknown on export, so check before you cancel.

  2. Get the file into a format Wallet by BudgetBakers reads

    Its record lists CSV · Excel · OFX. If your export is something else, a spreadsheet can usually re-save it as CSV.

  3. Import before you connect anything

    Import the file first. Connecting banks first creates duplicates that then have to be merged one by one.

  4. Connect accounts

    Find out which of your banks fail before you are billed. Wallet by BudgetBakers reaches banks through an unrecorded connector. Banks named most often in Wallet by BudgetBakers’s 50 most recent App Store reviews: Robinhood (2) — read what they say before you connect those first.

  5. Rebuild budgets and rules

    No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.