Moving from NerdWallet to Lunch Money
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
Whether NerdWallet can export your transactions is unrecorded. Lunch Money imports transaction history, so what you exported comes with you.
- Transactions
- Yes
- Balance history
- Yes
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are Lunch Money’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Custom categories No → Yes
- Rollover budgeting No → Yes
- Recurring transactions No → Yes
What you lose
- Free tier Yes → No
- Credit scores Yes → No
What is unchanged
- Account aggregation, Budgeting, Net worth, Trends
55 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Export from NerdWallet first
Take the transaction export while your subscription is live. The record is unknown on export, so check before you cancel.
- Import before you connect anything
Import the file first. Connecting banks first creates duplicates that then have to be merged one by one.
- Connect accounts inside the trial
Find out which of your banks fail before you are billed. Lunch Money reaches banks through Plaid.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.