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Switching / Mint → Rocket Money

Moving from Mint to Rocket Money

Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.

Discontinued → FreeHistory: no importAggregators: Intuit → Plaid

Your data — read this first

Mint has been discontinued. If you exported your transactions while you could, Rocket Money records history import as No: your history does not move, and you start from whatever your banks return on connection.

Transactions
No
Balance history
?
Budgets
Rebuilt by hand
Rules
Rebuilt by hand
Attachments
?

Transactions, balance history and attachments are Rocket Money’s own import attributes. Budgets and rules never transfer between two apps in this index.

What you gain

  • Nothing recorded

What you lose

  • Manual accounts YesNo

What is unchanged

  • Free tier, Account aggregation, Rules engine, Split transactions, Budgeting, Recurring transactions, Bills, Goal tracking, Net worth, Investment tracking, Reports, Trends, Credit scores

39 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.

How to do it

  1. Find your Mint export

    The product is gone, so the file you already have is the only history that moves. Without one, skip to step 3 and accept a shorter history.

  2. Connect accounts inside the trial

    Find out which of your banks fail before you are billed. Rocket Money reaches banks through Plaid. Banks named most often in Rocket Money’s 450 most recent App Store reviews: Plaid (6), PayPal (2), Robinhood (2) — read what they say before you connect those first.

  3. Rebuild budgets and rules

    No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.