Moving from Mint to Empower (Personal Capital)
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
Mint has been discontinued. If you exported your transactions while you could, Empower (Personal Capital) records history import as No: your history does not move, and you start from whatever your banks return on connection.
- Transactions
- No
- Balance history
- No
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are Empower (Personal Capital)’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Nothing recorded
What you lose
- Rollover budgeting Yes → No
- Credit scores Yes → No
What is unchanged
- Free tier, Account aggregation, Refresh more than daily, Manual accounts, Edit transactions, Create manual transactions, Rules engine, Mass edit, Export, Budgeting, Recurring transactions, Bills, Goal tracking, Net worth, Balance history import, Investment tracking, Investment transactions, Reports, 2FA / MFA
32 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Find your Mint export
The product is gone, so the file you already have is the only history that moves. Without one, skip to step 3 and accept a shorter history.
- Connect accounts
Find out which of your banks fail before you are billed. Empower (Personal Capital) reaches banks through Yodlee. Banks named most often in Empower (Personal Capital)’s 350 most recent App Store reviews: Fidelity (6), Chase (3), Robinhood (3), Schwab (2), Discover (2) — read what they say before you connect those first.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.