Moving from Mint to Monarch Money
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
Mint has been discontinued. If you exported your transactions while you could, Monarch Money imports transaction history, so what you exported comes with you.
- Transactions
- Yes
- Balance history
- Yes
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are Monarch Money’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Balance history import No → Yes
What you lose
- Free tier Yes → No
What is unchanged
- Account aggregation, Refresh more than daily, Manual accounts, Edit transactions, Create manual transactions, Rules engine, Mass edit, Split transactions, Export, Budgeting, Rollover budgeting, Recurring transactions, Bills, Goal tracking, Net worth, Investment tracking, Investment transactions, Reports, Trends, Credit scores, 2FA / MFA
30 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Find your Mint export
The product is gone, so the file you already have is the only history that moves. Without one, skip to step 3 and accept a shorter history.
- Import before you connect anything
Import the file first. Connecting banks first creates duplicates that then have to be merged one by one.
- Connect accounts inside the trial
Find out which of your banks fail before you are billed. Monarch Money reaches banks through an unrecorded connector. Banks named most often in Monarch Money’s 450 most recent App Store reviews: Fidelity (9), Plaid (7), Chase (4), Amex (3), Schwab (2) — read what they say before you connect those first.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.