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Switching / Mint → PocketGuard

Moving from Mint to PocketGuard

Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.

Discontinued → $12.99/month or $74.99/yearHistory: import worksAggregators: Intuit → Plaid, Finicity, Salt Edge

Your data — read this first

Mint has been discontinued. If you exported your transactions while you could, PocketGuard imports transaction history, so what you exported comes with you.

Transactions
Yes
Balance history
Yes
Budgets
Rebuilt by hand
Rules
Rebuilt by hand
Attachments
?

Transactions, balance history and attachments are PocketGuard’s own import attributes. Budgets and rules never transfer between two apps in this index.

What you gain

  • Balance history import NoYes

What you lose

  • Free tier YesNo
  • Mass edit YesNo
  • Investment transactions YesNo
  • Credit scores YesNo

What is unchanged

  • Account aggregation, Refresh more than daily, Manual accounts, Edit transactions, Create manual transactions, Rules engine, Export, Budgeting, Rollover budgeting, Recurring transactions, Bills, Goal tracking, Net worth, Investment tracking, Reports, Trends, 2FA / MFA

31 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.

How to do it

  1. Find your Mint export

    The product is gone, so the file you already have is the only history that moves. Without one, skip to step 3 and accept a shorter history.

  2. Import before you connect anything

    Import the file first. Connecting banks first creates duplicates that then have to be merged one by one.

  3. Connect accounts inside the trial

    Find out which of your banks fail before you are billed. PocketGuard reaches banks through Plaid, Finicity, Salt Edge. Banks named most often in PocketGuard’s 500 most recent App Store reviews: Amex (25), Plaid (10), Apple Card (6), Capital One (5), Fidelity (4) — read what they say before you connect those first.

  4. Rebuild budgets and rules

    No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.