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Compare / EveryDollar vs YNAB

EveryDollar vs YNAB

Two records, side by side. YNAB ships 0 things EveryDollar does not, EveryDollar ships 0 YNAB does not, 1 attributes are the same, and 63 cannot be compared because one side is Unknown.

EveryDollar: $17.99/month or $79.99/yearYNAB: $14.99/month or $109/yearEveryDollar: 6 of 71 recordedYNAB: 34 of 71 recorded

Where they differ

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No recorded attribute differs.

All 71 attributes

AttributeEveryDollarchecked · NoneYNABchecked · 2026-09-04
Cost
Free tier?No
Price$17.99/month or $79.99/year (14-day trial)$14.99/month or $109/year (34-day trial, no card)
Lifetime purchase??
Connections
Account aggregation?Yes
Connectors?Plaid · MX · TrueLayer
Refresh more than daily??
Manual accounts?Yes
CountriesUSUS · CA
Multi-currency??
Crypto and digital assets??
Transactions
Edit transactions?Yes
Create manual transactions?Yes
Rules engine?Yes
Mass edit?Yes
Split transactions?Yes
History import?Yes
Length of history?Unlimited
Export?Yes
Import formats?CSV · QFX · QIF
Nested categories??
Custom categories?Yes
Tags??
Receipt attachments??
Planning
Budgeting?Yes
Envelope budgetingNo?
Zero-based budgetingYes?
Rollover budgeting?Yes
Recurring transactions?Yes
Bills??
Bill negotiation??
Goal tracking?Yes
Debt payoff planning?Yes
Cash-flow forecasting??
Scenario planning??
Retirement planning??
Subscription tracking??
Subscription cancellation??
Automated transfers??
Calendar view??
Wealth
Net worth?Yes
Balance history import?Yes
Investment tracking??
Investment transactions??
Real estate?No
Investment fee analysis??
Insight
Reports?Yes
Credit scores??
Alerts??
Assistance
AI chat??
AI categorization??
Sharing
Partner or householdYesYes
Adviser access??
Business or rental separation??
Platforms
InterfacesWeb · iOS · AndroidWeb · iOS · Android
Full mobile app?Yes
Home-screen widgets?Yes
Customizable dashboard??
Offline access?Yes
Trust
SOC 2??
2FA / MFA?Yes
Sells or shares your data??
Read-only bank connections??
Data held by??
Self-hosting??
Open source??
Extending
Public API?Yes
Spreadsheet sync??
Webhooks??
Tax export?Yes
Tax filing??