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Compare / Quicken Classic (Win) vs YNAB

Quicken Classic (Win) vs YNAB

Two records, side by side. YNAB ships 2 things Quicken Classic (Win) does not, Quicken Classic (Win) ships 1 YNAB does not, 21 attributes are the same, and 40 cannot be compared because one side is Unknown.

Quicken Classic (Win): $60/yearYNAB: $14.99/month or $109/yearQuicken Classic (Win): 43 of 71 recordedYNAB: 34 of 71 recorded

Where they differ

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AttributeQuicken Classic (Win)checked · 2026-09-04YNABchecked · 2026-09-04
Wealth
Balance history importNoYes
Real estateYesNo
Sharing
Partner or householdNoYes

All 71 attributes

AttributeQuicken Classic (Win)checked · 2026-09-04YNABchecked · 2026-09-04
Cost
Free tierNoNo
Price$60/year (Up to $120/yr by tier; 30-day money-back guarantee.)$14.99/month or $109/year (34-day trial, no card)
Lifetime purchase??
Connections
Account aggregationYesYes
ConnectorsIntuitPlaid · MX · TrueLayer
Refresh more than dailyYes?
Manual accountsYesYes
CountriesUS · CAUS · CA
Multi-currency??
Crypto and digital assets??
Transactions
Edit transactionsYesYes
Create manual transactionsYesYes
Rules engineYesYes
Mass editYesYes
Split transactionsYesYes
History importYesYes
Length of historyUnlimitedUnlimited
ExportYesYes
Import formats?CSV · QFX · QIF
Nested categories??
Custom categoriesYesYes
Tags??
Receipt attachments??
Planning
BudgetingYesYes
Envelope budgeting??
Zero-based budgeting??
Rollover budgetingYesYes
Recurring transactionsYesYes
BillsYes?
Bill negotiationNo?
Goal trackingYesYes
Debt payoff planning?Yes
Cash-flow forecasting??
Scenario planningYes?
Retirement planningYes?
Subscription tracking??
Subscription cancellationNo?
Automated transfers??
Calendar viewYes?
Wealth
Net worthYesYes
Balance history importNoYes
Investment trackingYes?
Investment transactionsYes?
Real estateYesNo
Investment fee analysis??
Insight
ReportsYesYes
Credit scoresYes?
Alerts??
Assistance
AI chat??
AI categorization??
Sharing
Partner or householdNoYes
Adviser access??
Business or rental separationYes?
Platforms
InterfacesWeb · iOS · Android · DesktopWeb · iOS · Android
Full mobile app?Yes
Home-screen widgets?Yes
Customizable dashboardYes?
Offline accessYesYes
Trust
SOC 2??
2FA / MFAYesYes
Sells or shares your data??
Read-only bank connections??
Data held byYou?
Self-hosting??
Open source??
Extending
Public API?Yes
Spreadsheet sync??
Webhooks??
Tax exportYesYes
Tax filingYes?