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Switching / Monefy → Monarch Money

Moving from Monefy to Monarch Money

Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.

price not recorded → $14.99/month or $99.99/yearHistory: import worksAggregators: unrecorded → Plaid, MX, Finicity

Your data — read this first

Monefy records transaction export as Yes, so take the export first. Monarch Money imports transaction history, so what you exported comes with you.

Transactions
Yes
Balance history
Yes
Budgets
Rebuilt by hand
Rules
Rebuilt by hand
Attachments
?

Transactions, balance history and attachments are Monarch Money’s own import attributes. Budgets and rules never transfer between two apps in this index.

What you gain

  • History import NoYes

What you lose

  • Free tier YesNo

What is unchanged

  • Manual accounts, Edit transactions, Create manual transactions, Export, Custom categories, Budgeting, Recurring transactions, Reports, Partner or household

53 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.

How to do it

  1. Export from Monefy first

    Take the transaction export while your subscription is live. The record says export is available.

  2. Get the file into a format Monarch Money reads

    Its record lists CSV. If your export is something else, a spreadsheet can usually re-save it as CSV.

  3. Import before you connect anything

    Import the file first. Connecting banks first creates duplicates that then have to be merged one by one.

  4. Connect accounts inside the trial

    Find out which of your banks fail before you are billed. Monarch Money reaches banks through Plaid, MX, Finicity.

  5. Rebuild budgets and rules

    No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.