Moving from Credit Karma to Empower (Personal Capital)
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
Credit Karma records transaction export as No: there may be nothing to carry over. Empower (Personal Capital) records history import as No: your history does not move, and you start from whatever your banks return on connection.
- Transactions
- No
- Balance history
- No
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are Empower (Personal Capital)’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Export No → Yes
- Reports No → Yes
What you lose
- Credit scores Yes → No
What is unchanged
- Free tier, Account aggregation, Budgeting, Net worth, Investment tracking, Partner or household, 2FA / MFA
54 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Export from Credit Karma first
Take the transaction export while your subscription is live. The record is no on export, so check before you cancel.
- Connect accounts
Find out which of your banks fail before you are billed. Empower (Personal Capital) reaches banks through Yodlee.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.