Moving from Credit Karma to Rocket Money
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
Credit Karma records transaction export as No: there may be nothing to carry over. Rocket Money records history import as No: your history does not move, and you start from whatever your banks return on connection.
- Transactions
- No
- Balance history
- ?
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are Rocket Money’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Reports No → Yes
- Partner or household No → Yes
What you lose
- Nothing recorded
What is unchanged
- Free tier, Account aggregation, Budgeting, Net worth, Investment tracking, Trends, Credit scores
55 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Export from Credit Karma first
Take the transaction export while your subscription is live. The record is no on export, so check before you cancel.
- Connect accounts inside the trial
Find out which of your banks fail before you are billed. Rocket Money reaches banks through Plaid. Banks named most often in Rocket Money’s 50 most recent App Store reviews: Plaid (4) — read what they say before you connect those first.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.