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Switching / Wallet by BudgetBakers → Emma

Moving from Wallet by BudgetBakers to Emma

Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.

In-app only; App Store lists Lifetime Premium at $49.99 → $4.99/month or $41.99/yearHistory: import worksAggregators: unrecorded → TrueLayer

Your data — read this first

Wallet by BudgetBakers records transaction export as Yes, so take the export first. Emma imports transaction history, so what you exported comes with you.

Transactions
Yes
Balance history
?
Budgets
Rebuilt by hand
Rules
Rebuilt by hand
Attachments
?

Transactions, balance history and attachments are Emma’s own import attributes. Budgets and rules never transfer between two apps in this index.

What you gain

  • Nothing recorded

What you lose

  • Nothing recorded

What is unchanged

  • Free tier, Account aggregation, Manual accounts, Crypto and digital assets, Edit transactions, Create manual transactions, Rules engine, Mass edit, History import, Export, Nested categories, Custom categories, Tags, Budgeting, Recurring transactions, Bills, Goal tracking, Subscription tracking, Net worth, Investment tracking, Reports, Alerts, Partner or household, Full mobile app, Read-only bank connections

39 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.

How to do it

  1. Export from Wallet by BudgetBakers first

    Take the transaction export while your subscription is live. The record says export is available.

  2. Get the file into a format Emma reads

    Its record lists CSV. If your export is something else, a spreadsheet can usually re-save it as CSV.

  3. Import before you connect anything

    Import the file first. Connecting banks first creates duplicates that then have to be merged one by one.

  4. Connect accounts

    Find out which of your banks fail before you are billed. Emma reaches banks through TrueLayer. Banks named most often in Emma’s 56 most recent App Store reviews: Chase (7) — read what they say before you connect those first.

  5. Rebuild budgets and rules

    No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.