Moving from Emma to Rocket Money
Assembled from both records. Nothing here is an opinion — it is the difference between two rows, written out.
Your data — read this first
Emma records transaction export as Yes, so take the export first. Rocket Money records history import as No: your history does not move, and you start from whatever your banks return on connection.
- Transactions
- No
- Balance history
- ?
- Budgets
- Rebuilt by hand
- Rules
- Rebuilt by hand
- Attachments
- ?
Transactions, balance history and attachments are Rocket Money’s own import attributes. Budgets and rules never transfer between two apps in this index.
What you gain
- Nothing recorded
What you lose
- Manual accounts Yes → No
- History import Yes → No
- Real estate Yes → No
What is unchanged
- Free tier, Account aggregation, Rules engine, Split transactions, Custom categories, Budgeting, Recurring transactions, Bills, Goal tracking, Subscription tracking, Subscription cancellation, Net worth, Investment tracking, Reports, Trends, Credit scores, Alerts, Partner or household
43 attributes are Unknown on one side and left out. Gains and losses are a diff of the two records.
How to do it
- Export from Emma first
Take the transaction export while your subscription is live. The record says export is available.
- Connect accounts inside the trial
Find out which of your banks fail before you are billed. Rocket Money reaches banks through Plaid. Banks named most often in Rocket Money’s 300 most recent App Store reviews: Plaid (6), Chase (2), Capital One (2) — read what they say before you connect those first.
- Rebuild budgets and rules
No app in this index imports another’s budgets or rules. Budgets are quick; rules are worth rebuilding as transactions arrive rather than all at once.