# Personal Finance Apps Guide

> A maintained comparison of 41 personal finance apps across 60
> attributes: pricing, bank connections, budgeting, wealth, trust and data custody.
> Records were seeded from a community spreadsheet on 2026-09-02; 35 of 41 have since
> been checked against the vendor's own pages, and every listing says which.

## Data
- [Full dataset, JSON](https://personalfinanceapps.guide/data/apps.json): 41 records
- [Full dataset, CSV](https://personalfinanceapps.guide/data/apps.csv): the same, flattened
- [Schema](https://personalfinanceapps.guide/data/schema.json)
- [Every record inline](https://personalfinanceapps.guide/llms-full.txt)

## Pages
- [Switching guides](https://personalfinanceapps.guide/switch/): what survives a move between two apps
- [Head to head](https://personalfinanceapps.guide/compare/): the matrix and 36 pairing pages
- [Changelog](https://personalfinanceapps.guide/changelog/): every material change, dated
- [Annual report](https://personalfinanceapps.guide/report/2026/): the numbers, computed from the index
- [Standards](https://personalfinanceapps.guide/standards/): how a verdict is decided and what is not collected

## Apps, every record inline

States: yes, no, unknown. Unknown means nobody has told us and we have not checked.

### Actual Budget
- URL: https://personalfinanceapps.guide/apps/actual-budget/
- Website: https://actualbudget.com
- Status: live
- Price: Free (Open source, self-hosted.)
- Aggregators: SimpleFIN, GoCardless, Enable Banking, Akahu, Pluggy
- Platforms: Web, iOS, Android, Desktop
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free (Open source, self-hosted.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: SimpleFIN · GoCardless · Enable Banking · Akahu · Pluggy
- Refresh more than daily: no
- Manual accounts: yes
- Countries: US · CA · GB · NZ · BR
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: unknown
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: yes
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: unknown
- Goal tracking: no
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: unknown
Insight:
- Reports: yes
- Trends: no
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: yes
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: You
- Self-hosting: yes
- Open source: yes
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Bento
- URL: https://personalfinanceapps.guide/apps/bento/
- Website: https://bentoapp.io
- Status: live
- Price: $14.99/month (7-day trial)
- Aggregators: Plaid
- Platforms: iOS
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $14.99/month (7-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: yes
- Manual accounts: no
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: no
- Rules engine: yes
- Mass edit: yes
- Split transactions: no
- History import: no
- Length of history: Unlimited
- Export: no
- Import formats: unknown
- Nested categories: unknown
- Tags: yes
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: yes
- Bills: yes
- Goal tracking: no
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: no
- Balance history import: no
- Investment tracking: no
- Investment transactions: no
- Real estate: no
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: yes
- AI categorization: yes
Sharing:
- Partner or household: unknown
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: iOS
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: no
- Read-only bank connections: yes
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Boney
- URL: https://personalfinanceapps.guide/apps/boney/
- Website: https://boney.app
- Status: live
- Price: Free (Premium EUR 24.90/yr, not converted.)
- Aggregators: none named
- Platforms: Web, Android, Desktop
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free (Premium EUR 24.90/yr, not converted.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: no
- Connectors: unknown
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: unknown
- Mass edit: unknown
- Split transactions: yes
- History import: yes
- Length of history: unknown
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: yes
- Bills: unknown
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: unknown
- Balance history import: yes
- Investment tracking: unknown
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: yes
- Trends: unknown
- Credit scores: unknown
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · Android · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: no
- Read-only bank connections: unknown
- Data held by: Boney
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Cheddar Cash
- URL: https://personalfinanceapps.guide/apps/cheddar-cash/
- Website: https://www.cheddarcash.com
- Status: unreachable
- Price: $8.99/month or $69.99/year (14-day trial, card required)
- Aggregators: Plaid
- Platforms: iOS, Android
- Provenance: community · 2026-09-02

Cost:
- Free tier: no
- Price: $8.99/month or $69.99/year (14-day trial, card required)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: no
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: no
- History import: yes
- Length of history: Years
- Export: no
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: no
- Bills: no
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: no
- Investment transactions: no
- Real estate: no
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: no
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Copia
- URL: https://personalfinanceapps.guide/apps/copia/
- Website: https://copiacash.com
- Status: live
- Price: $4.99/month
- Aggregators: Plaid
- Platforms: Web
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: $4.99/month
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: no
- History import: unknown
- Length of history: Unlimited
- Export: no
- Import formats: unknown
- Nested categories: yes
- Tags: unknown
- Receipt attachments: yes
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: yes
- Bills: no
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: no
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: no
Insight:
- Reports: yes
- Trends: no
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: yes
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### CoPilot
- URL: https://personalfinanceapps.guide/apps/copilot/
- Website: https://copilot.money
- Status: live
- Price: $13/month or $95/year (The annual plan is $7.92/mo billed yearly. One month free.)
- Aggregators: Plaid, MX, Mastercard, Akoya
- Platforms: Web, iOS, Desktop
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $13/month or $95/year (The annual plan is $7.92/mo billed yearly. One month free.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid · MX · Mastercard · Akoya
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: US
- Multi-currency: unknown
- Crypto and digital assets: yes
Transactions:
- Edit transactions: yes
- Create manual transactions: unknown
- Rules engine: yes
- Mass edit: unknown
- Split transactions: no
- History import: no
- Length of history: unknown
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: unknown
- Goal tracking: unknown
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: yes
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: yes
- Investment transactions: unknown
- Real estate: yes
Insight:
- Reports: yes
- Trends: unknown
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: yes
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Credit Karma
- URL: https://personalfinanceapps.guide/apps/credit-karma/
- Website: https://www.creditkarma.com
- Status: live
- Price: Free
- Aggregators: none named
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: unknown
- Refresh more than daily: unknown
- Manual accounts: unknown
- Countries: unknown
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: unknown
- Create manual transactions: unknown
- Rules engine: unknown
- Mass edit: unknown
- Split transactions: unknown
- History import: unknown
- Length of history: Years
- Export: no
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: unknown
- Bills: unknown
- Goal tracking: unknown
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: yes
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: no
- Trends: yes
- Credit scores: yes
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Empower (Personal Capital)
- URL: https://personalfinanceapps.guide/apps/empower/
- Website: https://www.empower.com/personal-investors/financial-tools
- Status: live
- Price: Free (Advisory is a separate paid service, from $250,000 invested.)
- Aggregators: Yodlee
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free (Advisory is a separate paid service, from $250,000 invested.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Yodlee
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: unknown
- History import: no
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: yes
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: yes
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: no
- Investment tracking: yes
- Investment transactions: yes
- Real estate: unknown
Insight:
- Reports: yes
- Trends: unknown
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: yes
Sharing:
- Partner or household: no
- Adviser access: yes
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Fidelity Full View
- URL: https://personalfinanceapps.guide/apps/fidelity-full-view/
- Website: https://www.fidelity.com/cash-management/full-view/overview
- Status: live
- Price: Free (Only to Fidelity customers.)
- Aggregators: eMoney
- Platforms: Web
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free (Only to Fidelity customers.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: eMoney
- Refresh more than daily: unknown
- Manual accounts: unknown
- Countries: unknown
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: unknown
- Rules engine: yes
- Mass edit: no
- Split transactions: unknown
- History import: no
- Length of history: unknown
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: unknown
- Bills: no
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: yes
- Investment transactions: yes
- Real estate: unknown
Insight:
- Reports: yes
- Trends: unknown
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: yes
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web
- Full mobile app: yes
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: eMoney Advisor
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Fina Money
- URL: https://personalfinanceapps.guide/apps/fina-money/
- Website: https://www.fina.money
- Status: live
- Price: $60/year (Premium $115.20/yr; 35-day trial.)
- Aggregators: Plaid, MoneyKit
- Platforms: Web
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: $60/year (Premium $115.20/yr; 35-day trial.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid · MoneyKit
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: unknown
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: yes
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: no
- Investment tracking: yes
- Investment transactions: yes
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: yes
- AI categorization: yes
Sharing:
- Partner or household: yes
- Adviser access: yes
- Business or rental separation: yes
Platforms:
- Interfaces: Web
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: yes
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### FinWise
- URL: https://personalfinanceapps.guide/apps/finwise/
- Website: https://finwiseapp.io
- Status: live
- Price: $8.99/month or $89.99/year (14-day trial)
- Aggregators: none named
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: $8.99/month or $89.99/year (14-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: unknown
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: no
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: unknown
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: yes
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Good Steward
- URL: https://personalfinanceapps.guide/apps/good-steward/
- Website: https://goodsteward.io
- Status: live
- Price: Free (Basic $80/yr to Premium $120/yr; 30-day trial, no card.)
- Aggregators: Plaid, MX, Finicity
- Platforms: Web
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free (Basic $80/yr to Premium $120/yr; 30-day trial, no card.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid · MX · Finicity
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: no
- Goal tracking: unknown
- Debt payoff planning: unknown
- Cash-flow forecasting: yes
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: no
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: yes
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Hatching
- URL: https://personalfinanceapps.guide/apps/hatching/
- Website: https://hatchingapp.com
- Status: live
- Price: $49/year ($24.50/yr for students; 7-day trial, no card)
- Aggregators: none named
- Platforms: none named
- Provenance: checked · 2026-09-04

Cost:
- Free tier: unknown
- Price: $49/year ($24.50/yr for students; 7-day trial, no card)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: unknown
- Refresh more than daily: unknown
- Manual accounts: unknown
- Countries: unknown
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: unknown
- Create manual transactions: unknown
- Rules engine: unknown
- Mass edit: unknown
- Split transactions: unknown
- History import: unknown
- Length of history: unknown
- Export: unknown
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: unknown
- Bills: unknown
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: yes
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: unknown
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: unknown
- Trends: yes
- Credit scores: unknown
- Alerts: yes
Assistance:
- AI chat: yes
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: unknown
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### LunarFye
- URL: https://personalfinanceapps.guide/apps/lunarfye/
- Website: https://www.lunarfye.com
- Status: unreachable
- Price: $6.99/month (or $75 once)
- Aggregators: Plaid
- Platforms: Web
- Provenance: community · 2026-09-02

Cost:
- Free tier: yes
- Price: $6.99/month (or $75 once)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: unknown
- Mass edit: no
- Split transactions: no
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: unknown
- Bills: unknown
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: unknown
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: unknown
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Lunch Money
- URL: https://personalfinanceapps.guide/apps/lunch-money/
- Website: https://lunchmoney.app
- Status: live
- Price: $10/month or $50/year (pay what you want; 30-day trial, no card)
- Aggregators: Plaid
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $10/month or $50/year (pay what you want; 30-day trial, no card)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: yes
- Crypto and digital assets: yes
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: unknown
- Export: unknown
- Import formats: unknown
- Nested categories: unknown
- Tags: yes
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: unknown
- Goal tracking: unknown
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: yes
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Mint
- URL: https://personalfinanceapps.guide/apps/mint/
- Website: https://www.mint.com
- Status: discontinued
- Price: Discontinued
- Aggregators: Intuit
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Discontinued
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Intuit
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: unknown
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: no
- Investment tracking: yes
- Investment transactions: yes
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: yes
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: unknown
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Monarch Money
- URL: https://personalfinanceapps.guide/apps/monarch-money/
- Website: https://www.monarch.com
- Status: live
- Price: $14.99/month or $99.99/year (7-day trial)
- Aggregators: none named
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $14.99/month or $99.99/year (7-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: unknown
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: yes
Insight:
- Reports: yes
- Trends: yes
- Credit scores: yes
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: yes
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: yes
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Money by Envestnet | Yodlee
- URL: https://personalfinanceapps.guide/apps/money-by-envestnet-yodlee/
- Website: https://money.yodlee.com
- Status: live
- Price: Free
- Aggregators: Yodlee
- Platforms: Web
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Yodlee
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: US
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: no
- Split transactions: unknown
- History import: no
- Length of history: Months
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: unknown
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: no
- Investment tracking: yes
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: yes
- Trends: unknown
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### MoneyPatrol
- URL: https://personalfinanceapps.guide/apps/moneypatrol/
- Website: https://moneypatrol.com
- Status: unreachable
- Price: $19.99/year (up to $69.99/yr by tier, or $299.99 once; 7-day trial)
- Aggregators: Plaid, Yodlee, MX, Finicity, Teller
- Platforms: Web, iOS, Android, Desktop
- Provenance: community · 2026-09-02

Cost:
- Free tier: yes
- Price: $19.99/year (up to $69.99/yr by tier, or $299.99 once; 7-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid · Yodlee · MX · Finicity · Teller
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: unknown
- Mass edit: yes
- Split transactions: unknown
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: unknown
- Bills: yes
- Goal tracking: unknown
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: yes
- Investment transactions: yes
- Real estate: yes
Insight:
- Reports: yes
- Trends: yes
- Credit scores: yes
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Neontra
- URL: https://personalfinanceapps.guide/apps/neontra/
- Website: https://neontra.com
- Status: live
- Price: $7/month or $45/year (CAD pricing also published; 14-day trial, no card)
- Aggregators: Plaid, Flinks, Wealthica
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: $7/month or $45/year (CAD pricing also published; 14-day trial, no card)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid · Flinks · Wealthica
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: yes
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: no
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: CSV · OFX
- Nested categories: unknown
- Tags: yes
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: yes
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: yes
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: yes
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: yes
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: yes
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### NerdWallet
- URL: https://personalfinanceapps.guide/apps/nerdwallet/
- Website: https://www.nerdwallet.com
- Status: live
- Price: Free (NerdWallet+ is an optional $49/yr.)
- Aggregators: Plaid
- Platforms: none named
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free (NerdWallet+ is an optional $49/yr.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: unknown
- Manual accounts: unknown
- Countries: unknown
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: unknown
- Create manual transactions: unknown
- Rules engine: unknown
- Mass edit: unknown
- Split transactions: unknown
- History import: unknown
- Length of history: unknown
- Export: unknown
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: no
- Bills: yes
- Goal tracking: unknown
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: unknown
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: unknown
- Trends: yes
- Credit scores: yes
- Alerts: yes
Assistance:
- AI chat: unknown
- AI categorization: yes
Sharing:
- Partner or household: unknown
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: unknown
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Nexafin (formerly Monse)
- URL: https://personalfinanceapps.guide/apps/nexafin/
- Website: https://nexafin.com
- Status: live
- Price: $79.99/year ($6.67/mo billed annually; 14-day trial, no card.)
- Aggregators: Plaid
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $79.99/year ($6.67/mo billed annually; 14-day trial, no card.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: yes
Transactions:
- Edit transactions: unknown
- Create manual transactions: unknown
- Rules engine: no
- Mass edit: no
- Split transactions: no
- History import: yes
- Length of history: Unlimited
- Export: no
- Import formats: CSV · PDF
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: no
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: no
- Bills: yes
- Goal tracking: no
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: yes
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: no
- Real estate: no
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: yes
- AI categorization: yes
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: yes
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: yes
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: yes
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Origin
- URL: https://personalfinanceapps.guide/apps/origin/
- Website: https://useorigin.com
- Status: live
- Price: $12.99/month (30-day trial)
- Aggregators: Plaid
- Platforms: Web, iOS, Android, Desktop
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $12.99/month (30-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US
- Multi-currency: unknown
- Crypto and digital assets: yes
Transactions:
- Edit transactions: no
- Create manual transactions: no
- Rules engine: yes
- Mass edit: no
- Split transactions: yes
- History import: unknown
- Length of history: Years
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: yes
- Bills: yes
- Goal tracking: no
- Debt payoff planning: unknown
- Cash-flow forecasting: yes
- Cancel subscriptions: yes
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: yes
- Investment transactions: no
- Real estate: yes
Insight:
- Reports: yes
- Trends: yes
- Credit scores: yes
- Alerts: unknown
Assistance:
- AI chat: yes
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: yes
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: yes

### Pachira
- URL: https://personalfinanceapps.guide/apps/pachira/
- Website: https://pachira.abandm.com
- Status: live
- Price: Free
- Aggregators: Plaid, Yodlee
- Platforms: Web
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid · Yodlee
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: unknown
- Mass edit: unknown
- Split transactions: unknown
- History import: yes
- Length of history: unknown
- Export: unknown
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: unknown
- Bills: no
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: no
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Percento
- URL: https://personalfinanceapps.guide/apps/percento/
- Website: https://percento.app
- Status: live
- Price: $12.99/year (or $24.99 once; 14-day trial)
- Aggregators: none named
- Platforms: iOS, Desktop
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: $12.99/year (or $24.99 once; 14-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: unknown
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: yes
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: no
- Mass edit: no
- Split transactions: no
- History import: no
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: no
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: no
- Bills: no
- Goal tracking: no
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: no
Insight:
- Reports: yes
- Trends: no
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: iOS · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: yes
Trust:
- SOC 2: unknown
- 2FA / MFA: no
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: You
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Piere
- URL: https://personalfinanceapps.guide/apps/piere/
- Website: https://www.piere.com
- Status: live
- Price: $9.99/month or $79.99/year (7-day trial.)
- Aggregators: MX
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: $9.99/month or $79.99/year (7-day trial.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: MX
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: no
- Bills: no
- Goal tracking: yes
- Debt payoff planning: yes
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: no
- Real estate: yes
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: yes
Sharing:
- Partner or household: unknown
- Adviser access: yes
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: yes
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### PocketGuard
- URL: https://personalfinanceapps.guide/apps/pocketguard/
- Website: https://pocketguard.com
- Status: live
- Price: $12.99/month or $74.99/year (7-day trial)
- Aggregators: Plaid, Finicity, Salt Edge
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $12.99/month or $74.99/year (7-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid · Finicity · Salt Edge
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA · GB
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: no
- Split transactions: unknown
- History import: yes
- Length of history: Months
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: yes
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: yes
- Cash-flow forecasting: yes
- Cancel subscriptions: yes
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: no
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: yes
Assistance:
- AI chat: unknown
- AI categorization: yes
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: yes
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: yes
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### PocketSmith
- URL: https://personalfinanceapps.guide/apps/pocketsmith/
- Website: https://www.pocketsmith.com
- Status: live
- Price: Free (Foundation $119.88/yr, Flourish $199.92/yr, Fortune $319.92/yr.)
- Aggregators: none named
- Platforms: Web, iOS, Android, Desktop
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free (Foundation $119.88/yr, Flourish $199.92/yr, Fortune $319.92/yr.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: unknown
- Refresh more than daily: unknown
- Manual accounts: unknown
- Countries: US · CA
- Multi-currency: yes
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: unknown
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: unknown
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: yes
- Receipt attachments: yes
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: unknown
- Bills: yes
- Goal tracking: unknown
- Debt payoff planning: unknown
- Cash-flow forecasting: yes
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: unknown
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: yes
- Trends: unknown
- Credit scores: unknown
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: yes
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Quicken Classic (Mac)
- URL: https://personalfinanceapps.guide/apps/quicken-classic-mac/
- Website: https://www.quicken.com
- Status: live
- Price: $60/year (Up to $120/yr by tier; 30-day money-back guarantee.)
- Aggregators: Intuit
- Platforms: Web, iOS, Android, Desktop
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $60/year (Up to $120/yr by tier; 30-day money-back guarantee.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Intuit
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: yes
- Bills: yes
- Goal tracking: no
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: no
- Investment tracking: yes
- Investment transactions: yes
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: yes
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: You
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: yes

### Quicken Classic (Win)
- URL: https://personalfinanceapps.guide/apps/quicken-classic-win/
- Website: https://www.quicken.com
- Status: live
- Price: $60/year (Up to $120/yr by tier; 30-day money-back guarantee.)
- Aggregators: Intuit
- Platforms: Web, iOS, Android, Desktop
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $60/year (Up to $120/yr by tier; 30-day money-back guarantee.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Intuit
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: no
- Investment tracking: yes
- Investment transactions: yes
- Real estate: yes
Insight:
- Reports: yes
- Trends: yes
- Credit scores: yes
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: yes
Platforms:
- Interfaces: Web · iOS · Android · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: yes
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: You
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: yes

### Rocket Money
- URL: https://personalfinanceapps.guide/apps/rocket-money/
- Website: https://www.rocketmoney.com
- Status: live
- Price: Free (Premium is pay-what-you-choose, roughly $48-$60/yr; 7-day trial)
- Aggregators: Plaid
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free (Premium is pay-what-you-choose, roughly $48-$60/yr; 7-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: unknown
- Manual accounts: no
- Countries: US
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: unknown
- Create manual transactions: unknown
- Rules engine: yes
- Mass edit: unknown
- Split transactions: yes
- History import: no
- Length of history: Years
- Export: unknown
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: yes
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: yes
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: yes
- Investment transactions: unknown
- Real estate: no
Insight:
- Reports: yes
- Trends: yes
- Credit scores: yes
- Alerts: yes
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Simplifi
- URL: https://personalfinanceapps.guide/apps/simplifi/
- Website: https://www.quicken.com/products/simplifi
- Status: live
- Price: $47.88/year ($3.99/mo billed annually, down from $6.99/mo; 30-day trial.)
- Aggregators: none named
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $47.88/year ($3.99/mo billed annually, down from $6.99/mo; 30-day trial.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: unknown
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: yes
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: no
Insight:
- Reports: yes
- Trends: yes
- Credit scores: yes
- Alerts: yes
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: yes
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### SoFi Relay
- URL: https://personalfinanceapps.guide/apps/sofi-relay/
- Website: https://www.sofi.com/coach
- Status: live
- Price: Free
- Aggregators: none named
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: Free
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: unknown
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: unknown
- Create manual transactions: unknown
- Rules engine: no
- Mass edit: unknown
- Split transactions: no
- History import: unknown
- Length of history: Unlimited
- Export: no
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: no
- Bills: yes
- Goal tracking: yes
- Debt payoff planning: yes
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: yes
- Investment transactions: yes
- Real estate: yes
Insight:
- Reports: unknown
- Trends: yes
- Credit scores: yes
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: unknown
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Tender
- URL: https://personalfinanceapps.guide/apps/tender/
- Website: https://tender.run
- Status: live
- Price: $4.99/month or $49.99/year (2 months free, 14 day trial)
- Aggregators: Plaid
- Platforms: Web, iOS, Android, Desktop
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $4.99/month or $49.99/year (2 months free, 14 day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: no
- Manual accounts: no
- Countries: US
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: no
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: no
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: yes
- Tags: yes
- Receipt attachments: unknown
Planning:
- Budgeting: no
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: no
- Bills: no
- Goal tracking: no
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: no
- Balance history import: no
- Investment tracking: no
- Investment transactions: no
- Real estate: unknown
Insight:
- Reports: yes
- Trends: no
- Credit scores: no
- Alerts: yes
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: unknown
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android · Desktop
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: yes
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: no
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Tiller
- URL: https://personalfinanceapps.guide/apps/tiller/
- Website: https://www.tillerhq.com
- Status: live
- Price: $79/year (30-day trial)
- Aggregators: Yodlee
- Platforms: none named
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $79/year (30-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Yodlee
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: unknown
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: unknown
- Rules engine: yes
- Mass edit: yes
- Split transactions: unknown
- History import: yes
- Length of history: Months
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: unknown
- Goal tracking: yes
- Debt payoff planning: yes
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: unknown
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: yes
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: yes
Platforms:
- Interfaces: unknown
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: yes
- Webhooks: unknown
- Tax export: unknown

### Vlorish
- URL: https://personalfinanceapps.guide/apps/vlorish/
- Website: https://www.vlorish.com
- Status: unreachable
- Price: $180/year (Up to $450/yr by tier, last published before the domain lapsed.)
- Aggregators: Plaid, MX
- Platforms: Web
- Provenance: community · 2026-09-02

Cost:
- Free tier: no
- Price: $180/year (Up to $450/yr by tier, last published before the domain lapsed.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: unknown
- Connectors: Plaid · MX
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: unknown
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: unknown
- Rules engine: no
- Mass edit: yes
- Split transactions: unknown
- History import: no
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: no
- Bills: unknown
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: no
- Investment tracking: unknown
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: yes
- Trends: yes
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Wealth Position
- URL: https://personalfinanceapps.guide/apps/wealth-position/
- Website: https://wealthposition.com
- Status: live
- Price: $4.99/month (14-day trial)
- Aggregators: Plaid
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: yes
- Price: $4.99/month (14-day trial)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: unknown
- Bills: unknown
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: unknown
- Trends: unknown
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: no
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: no
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### Wealthica
- URL: https://personalfinanceapps.guide/apps/wealthica/
- Website: https://wealthica.com
- Status: live
- Price: $50/year (Unlimited $75/yr, Premium $150/yr, Prestige $250/yr; 14-day trial.)
- Aggregators: Plaid, Yodlee, Vezgo
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $50/year (Unlimited $75/yr, Premium $150/yr, Prestige $250/yr; 14-day trial.)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid · Yodlee · Vezgo
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: yes
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: no
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: no
- Recurring transactions: yes
- Bills: no
- Goal tracking: yes
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: yes
- Investment transactions: yes
- Real estate: yes
Insight:
- Reports: yes
- Trends: no
- Credit scores: no
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: yes
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: yes
- 2FA / MFA: yes
- Sells or shares your data: no
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: yes
- Webhooks: unknown
- Tax export: unknown

### Wilbur
- URL: https://personalfinanceapps.guide/apps/wilbur/
- Website: https://www.wilburbudget.com
- Status: unreachable
- Price: price not recorded
- Aggregators: Plaid
- Platforms: Web, iOS, Android
- Provenance: community · 2026-09-02

Cost:
- Free tier: yes
- Price: unknown
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: unknown
- Create manual transactions: unknown
- Rules engine: unknown
- Mass edit: yes
- Split transactions: unknown
- History import: no
- Length of history: Unlimited
- Export: yes
- Import formats: unknown
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: unknown
- Recurring transactions: yes
- Bills: unknown
- Goal tracking: unknown
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: unknown
- Balance history import: unknown
- Investment tracking: unknown
- Investment transactions: unknown
- Real estate: unknown
Insight:
- Reports: unknown
- Trends: yes
- Credit scores: unknown
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: unknown
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: unknown
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown

### YNAB
- URL: https://personalfinanceapps.guide/apps/ynab/
- Website: https://www.ynab.com
- Status: live
- Price: $14.99/month or $109/year (34-day trial, no card)
- Aggregators: Plaid, MX, TrueLayer
- Platforms: Web, iOS, Android
- Provenance: checked · 2026-09-04

Cost:
- Free tier: no
- Price: $14.99/month or $109/year (34-day trial, no card)
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: Plaid · MX · TrueLayer
- Refresh more than daily: unknown
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: unknown
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: yes
- Mass edit: yes
- Split transactions: yes
- History import: yes
- Length of history: Unlimited
- Export: yes
- Import formats: CSV · QFX · QIF
- Nested categories: unknown
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: unknown
- Goal tracking: yes
- Debt payoff planning: yes
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: yes
- Investment tracking: unknown
- Investment transactions: unknown
- Real estate: no
Insight:
- Reports: yes
- Trends: yes
- Credit scores: unknown
- Alerts: unknown
Assistance:
- AI chat: unknown
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: unknown
Platforms:
- Interfaces: Web · iOS · Android
- Full mobile app: yes
- Home-screen widgets: yes
- Offline access: yes
Trust:
- SOC 2: unknown
- 2FA / MFA: yes
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: unknown
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: yes
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: yes

### YouWorth
- URL: https://personalfinanceapps.guide/apps/youworth/
- Website: https://youworth.app
- Status: live
- Price: price not recorded
- Aggregators: none named
- Platforms: none named
- Provenance: vendor · 2026-09-07

Cost:
- Free tier: yes
- Price: unknown
- Lifetime purchase: unknown
Connections:
- Account aggregation: yes
- Connectors: unknown
- Refresh more than daily: yes
- Manual accounts: yes
- Countries: US · CA
- Multi-currency: yes
- Crypto and digital assets: unknown
Transactions:
- Edit transactions: yes
- Create manual transactions: yes
- Rules engine: unknown
- Mass edit: unknown
- Split transactions: yes
- History import: yes
- Length of history: unknown
- Export: yes
- Import formats: unknown
- Nested categories: yes
- Tags: unknown
- Receipt attachments: unknown
Planning:
- Budgeting: yes
- Envelope budgeting: unknown
- Rollover budgeting: yes
- Recurring transactions: yes
- Bills: unknown
- Goal tracking: unknown
- Debt payoff planning: unknown
- Cash-flow forecasting: unknown
- Cancel subscriptions: unknown
Wealth:
- Net worth: yes
- Balance history import: unknown
- Investment tracking: yes
- Investment transactions: yes
- Real estate: unknown
Insight:
- Reports: unknown
- Trends: unknown
- Credit scores: unknown
- Alerts: unknown
Assistance:
- AI chat: yes
- AI categorization: unknown
Sharing:
- Partner or household: yes
- Adviser access: unknown
- Business or rental separation: yes
Platforms:
- Interfaces: unknown
- Full mobile app: yes
- Home-screen widgets: unknown
- Offline access: unknown
Trust:
- SOC 2: unknown
- 2FA / MFA: unknown
- Sells or shares your data: unknown
- Read-only bank connections: unknown
- Data held by: BigBooks
- Self-hosting: unknown
- Open source: unknown
Extending:
- Public API: unknown
- Spreadsheet sync: unknown
- Webhooks: unknown
- Tax export: unknown